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Citi Card

Frequent Contributor

Re: Citi Card

I live in north jersey - paramus area... i thought they might pull experian but no they pulled eq and at the time I only had one inquiry from psecu which i told them i apped for membership because i went to a qualifying school and opened a savings acct
Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Message 11 of 21
Senior Contributor

Re: Citi Card

They soft my EQ. You lucky dog.
Message 12 of 21
New Contributor

Re: Citi Card

In California, they pulled EX on me.
Message 13 of 21
Valued Contributor

Re: Citi Card


snier wrote:

I recently closed a Cap1 account due to a high APR and low limit. So i decided to apply for the Citi Forward card hoping for a decent credit limit. I wasn't expecting to get approved but I was. My limit is $4,000 which is my highest limit to date. I'm done applying for a year now.

 

Snier Smiley Happy


Congrats on the card and the new high limit! 

 

Funny how it works sometimes, you expect an easy approval and you get shot down.  Or, you expect to be declined and you get a really nice surprise instead!

 

I'm glad Citi came through for you, snier!  Must feel good! 

Message 14 of 21
Valued Contributor

Re: Citi Card

By the way, Citi pulled TU for me.  I'm in CT. 

 

Looks like I'm the only one with a TU pull.

Message 15 of 21
Frequent Contributor

Re: Citi Card


smallfry wrote:
They soft my EQ. You lucky dog.

haha - lol - thanks... Smiley Very Happy

I am gonna hit them up with a CLI in December - I'll say I wanna go shopping... lol.. see if that works - until then I am planning to run atleast 500 through the card every month and PIF

Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Message 16 of 21
Senior Contributor

Re: Citi Card


morganirish wrote:
I don't know if I dare to apply then, because I don't know what my ex score is.  Did Citi tell you your score when they pulled ex?

 

Citi is sensitive to recent inquiries and new accounts.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 17 of 21
Regular Contributor

Re: Citi Card

tx john

 

That's good to know since I have new inq. on tu none on eq.  I also have a couple of new accounts.  I just got my eq and tu over the 700 mark so I will save any more credit hunting until next year.

Message 18 of 21
Valued Member

Re: Citi Card

Since I was just approved is it possible to call Citi and found out what my credit score was when they pulled it?

Starting Score: 641
Current Score: 712
Goal Score: 780


Take the FICO Fitness Challenge
Message 19 of 21
Established Contributor

Re: Citi Card


MyFicoAddict wrote:

___________________________________________________________________________________________________________________

 

haha - lol - thanks... Smiley Very Happy

I am gonna hit them up with a CLI in December - I'll say I wanna go shopping... lol.. see if that works - until then I am planning to run atleast 500 through the card every month and PIF


        Look for a CLI button online after your fourth month. I believe mine appeared the same day my fourth payment posted. Automatic CLI from $4k to  

        $6K. 

Message 20 of 21