Reply
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Citi CashReturns Mastercard

Does anyone carry Citi CashReturn Mastercard? How's this card rating? 1% cashback with other benefits such as Cash Bonus Center online shopping bonus 5%..

I just submitted another application for this card and is in pending status. I also have Citi AA Bronze, this card takes forever to earns miles $2 spend per mile.

New Contributor
FICOADDICTED
Posts: 60
Registered: ‎11-07-2008
0

Re: Citi CashReturns Mastercard

I carry the Cit Cash and so far no problem; it's 1% cashback with online shopping I think you can get up to 7% depends on the merchants although I have not done online shopping with their Cash Bonus Center.  My APR is 8.24% and have gotten couple CLI's since I got the card in January of this year; started at $10,900 now it's $16,500.  I carry their Citi AA Silver although with small limit of $2,900 due my Citi Cash card limit already and yeah it takes a while for the miles to earn. 

Good luck on your app and keep us posted.

Amex (3), Chase (2), Cap One(2), USAA (1), NFCU (1), Citi (2) Nordie Store Card, VS, BB Store card and HD store card......
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Citi CashReturns Mastercard

I have one and love it. It's an excellent backup card for places that don't take American Express.
Here we go again...
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: Citi CashReturns Mastercard

Fico:

Wow nice credit line. I rather get a card with 1% cash back better than nothing..I will call them to check on the status today. I should get approve since

I already have the Citi AAdvantae Bronze with them. By the way, your Silver AA have an Annual Fee right..

 

 

Fretless :

yeah definitely, some places dont even take AMEX anymore, it can be disappoinment for carrying AMEX sometime 

Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: Citi CashReturns Mastercard

[ Edited ]
Message Edited by CreditCard101 on 12-11-2009 05:17 AM
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: Citi CashReturns Mastercard

Apps Update:

Okay I just reapply after the fraut alerts removed. I was INSTANTLY approved online with an initial credit line of $1,600 and APR says Prime Rate plus 17.74%. I dont know whats the Prime Rate is but the 17.74% is kinda scare me LOL.

Now I have two Citi Mastercard Credit Card..Citi AA and CashReturns..

Senior Contributor
BungalowMo
Posts: 4,243
Registered: ‎05-01-2008
0

Re: Citi CashReturns Mastercard

Prime, right now, is 3.25.

 

Just remember, your rate means nothing when you PIF by statement cut date.  Do that & your rate is 0% 



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: Citi CashReturns Mastercard

[ Edited ]

Wow 3.25% plus 17.74..Geezus that's 20.99% APR...thats nuts..I probably wont use this card much, 20.99% APR is no way to have month to month balance.. Heck No!!

 

Message Edited by CreditCard101 on 12-11-2009 10:55 AM
New Contributor
LustForTheMoment
Posts: 65
Registered: ‎03-24-2007
0

Re: Citi CashReturns Mastercard

Why accept 1% cash back when Fidelity and Schwab offer 2%?????????????
-------------------------------------------------

EQ FICO...816
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: Citi CashReturns Mastercard

Good info, however I just check Fidelity and Schwab is issued by FIA Bank of America. Boo anything with BoA, I wont do business with?

Meryll Lynch Visa Signature offers 1.25%, ML is still part of BoA..BOoO again!


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}