12-06-2009 04:04 PM
Does anyone carry Citi CashReturn Mastercard? How's this card rating? 1% cashback with other benefits such as Cash Bonus Center online shopping bonus 5%..
I just submitted another application for this card and is in pending status. I also have Citi AA Bronze, this card takes forever to earns miles $2 spend per mile.
12-06-2009 07:05 PM
I carry the Cit Cash and so far no problem; it's 1% cashback with online shopping I think you can get up to 7% depends on the merchants although I have not done online shopping with their Cash Bonus Center. My APR is 8.24% and have gotten couple CLI's since I got the card in January of this year; started at $10,900 now it's $16,500. I carry their Citi AA Silver although with small limit of $2,900 due my Citi Cash card limit already and yeah it takes a while for the miles to earn.
Good luck on your app and keep us posted.
12-07-2009 05:02 AM
Wow nice credit line. I rather get a card with 1% cash back better than nothing..I will call them to check on the status today. I should get approve since
I already have the Citi AAdvantae Bronze with them. By the way, your Silver AA have an Annual Fee right..
yeah definitely, some places dont even take AMEX anymore, it can be disappoinment for carrying AMEX sometime
12-11-2009 05:17 AM
Okay I just reapply after the fraut alerts removed. I was INSTANTLY approved online with an initial credit line of $1,600 and APR says Prime Rate plus 17.74%. I dont know whats the Prime Rate is but the 17.74% is kinda scare me LOL.
Now I have two Citi Mastercard Credit Card..Citi AA and CashReturns..
12-11-2009 05:38 AM
Prime, right now, is 3.25.
Just remember, your rate means nothing when you PIF by statement cut date. Do that & your rate is 0%
12-11-2009 10:17 AM - edited 12-11-2009 10:55 AM
Wow 3.25% plus 17.74..Geezus that's 20.99% APR...thats nuts..I probably wont use this card much, 20.99% APR is no way to have month to month balance.. Heck No!!
12-12-2009 07:41 AM
Good info, however I just check Fidelity and Schwab is issued by FIA Bank of America. Boo anything with BoA, I wont do business with?
Meryll Lynch Visa Signature offers 1.25%, ML is still part of BoA..BOoO again!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.