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Valued Member
jeffj25
Posts: 28
Registered: ‎08-20-2012

Citi Cli approved- ask for more?

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‎10-16-2012 07:13 AM

I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?
Starting Score: TU - 684 EQ- 639
Current Score: TU- 701 EQ- 715 EX- 701 from AMEX
Goal Score: 750 across the board
In my Wallet: Chase Sapphire Preferred - 5K, Chase Freedom - 4.5K, 1FBUSA - 2.4K, Walmart Discover -3K, Blue Sky Amex - 2K, Citi CashReturns - 1.5K, American Express PRG and Zync - NPSL, Delta Skymiles Amex - 1K, Discover More - 1.5K,ValuCity Furniture - 3.5K, CareCredit - 2.3K, A and F - 1.2K, Capital one - 1.25K and $750.
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Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Citi Cli approved- ask for more?

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‎10-16-2012 07:16 AM

bump, is this even possible with citi?, congrats on your cli though

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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Valued Member
jeffj25
Posts: 28
Registered: ‎08-20-2012

Re: Citi Cli approved- ask for more?

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‎10-16-2012 07:16 AM

Thanks. I was pretty happy!
Starting Score: TU - 684 EQ- 639
Current Score: TU- 701 EQ- 715 EX- 701 from AMEX
Goal Score: 750 across the board
In my Wallet: Chase Sapphire Preferred - 5K, Chase Freedom - 4.5K, 1FBUSA - 2.4K, Walmart Discover -3K, Blue Sky Amex - 2K, Citi CashReturns - 1.5K, American Express PRG and Zync - NPSL, Delta Skymiles Amex - 1K, Discover More - 1.5K,ValuCity Furniture - 3.5K, CareCredit - 2.3K, A and F - 1.2K, Capital one - 1.25K and $750.
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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Citi Cli approved- ask for more?

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‎10-16-2012 07:36 AM

Was it a SP or HP?
Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
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Valued Member
jeffj25
Posts: 28
Registered: ‎08-20-2012

Re: Citi Cli approved- ask for more?

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‎10-16-2012 07:44 AM

I'm not exactly sure what it was yet. I'm fearful it was a hard pull. :smileysad:
Starting Score: TU - 684 EQ- 639
Current Score: TU- 701 EQ- 715 EX- 701 from AMEX
Goal Score: 750 across the board
In my Wallet: Chase Sapphire Preferred - 5K, Chase Freedom - 4.5K, 1FBUSA - 2.4K, Walmart Discover -3K, Blue Sky Amex - 2K, Citi CashReturns - 1.5K, American Express PRG and Zync - NPSL, Delta Skymiles Amex - 1K, Discover More - 1.5K,ValuCity Furniture - 3.5K, CareCredit - 2.3K, A and F - 1.2K, Capital one - 1.25K and $750.
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rudy0720
Posts: 119
Registered: ‎08-10-2012

Re: Citi Cli approved- ask for more?

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‎10-16-2012 10:15 AM

you got CLI so you are done with Citi for another 6 months

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Chase Southwest Visa Signature-6K, Discover IT-$ 7K, Capital One-$5K, Capital One-$4K, Lowes-$10K

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Regular Contributor
cmthomas06
Posts: 169
Registered: ‎06-21-2012

Re: Citi Cli approved- ask for more?

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‎10-16-2012 10:25 AM

I did the same thing with my Thank You card; it was a SP for the initial CLI and then a HP once I requested more (didnt know it would be a HP or else I wouldnt have done it!!). To make it worse, I didnt get any more than I did the first time lol Just sit tight for 6 months and request again. I always request about double what I actually want since they counter. 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart
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Established Contributor
dyv8914
Posts: 825
Registered: ‎12-28-2011

Re: Citi Cli approved- ask for more?

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‎10-16-2012 10:59 AM

cmthomas06 wrote:

I did the same thing with my Thank You card; it was a SP for the initial CLI and then a HP once I requested more (didnt know it would be a HP or else I wouldnt have done it!!). To make it worse, I didnt get any more than I did the first time lol Just sit tight for 6 months and request again. I always request about double what I actually want since they counter. 

+1 It's a SP at first but they will HP your file if you ask for more. Just wait 6 months and you can get another CLI with SP only.

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Contributor
L-TWT
Posts: 96
Registered: ‎12-18-2011

Re: Citi Cli approved- ask for more?

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‎10-16-2012 07:23 PM

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. :smileysurprised:

Wallet: AmEx BCP| Cap1 Cash Rewards Visa Sig| Citi Dividend WEMC|
MyFICO (EQ)776
03/01/13
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: Citi Cli approved- ask for more?

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‎10-16-2012 08:03 PM

Wow 25K, nice!  I see you have the mastercard version of the Dividend but on the website they only offer a Visa.  Do you know if they still offer the MC version?

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
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