Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 28
Registered: ‎08-20-2012
0

Citi Cli approved- ask for more?

I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?
Starting Score: TU - 684 EQ- 639
Current Score: TU- 701 EQ- 715 EX- 701 from AMEX
Goal Score: 750 across the board
In my Wallet: Chase Sapphire Preferred - 5K, Chase Freedom - 4.5K, 1FBUSA - 2.4K, Walmart Discover -3K, Blue Sky Amex - 2K, Citi CashReturns - 1.5K, American Express PRG and Zync - NPSL, Delta Skymiles Amex - 1K, Discover More - 1.5K,ValuCity Furniture - 3.5K, CareCredit - 2.3K, A and F - 1.2K, Capital one - 1.25K and $750.
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Citi Cli approved- ask for more?

bump, is this even possible with citi?, congrats on your cli though

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Member
Posts: 28
Registered: ‎08-20-2012
0

Re: Citi Cli approved- ask for more?

Thanks. I was pretty happy!
Starting Score: TU - 684 EQ- 639
Current Score: TU- 701 EQ- 715 EX- 701 from AMEX
Goal Score: 750 across the board
In my Wallet: Chase Sapphire Preferred - 5K, Chase Freedom - 4.5K, 1FBUSA - 2.4K, Walmart Discover -3K, Blue Sky Amex - 2K, Citi CashReturns - 1.5K, American Express PRG and Zync - NPSL, Delta Skymiles Amex - 1K, Discover More - 1.5K,ValuCity Furniture - 3.5K, CareCredit - 2.3K, A and F - 1.2K, Capital one - 1.25K and $750.
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Citi Cli approved- ask for more?

Was it a SP or HP?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Member
Posts: 28
Registered: ‎08-20-2012
0

Re: Citi Cli approved- ask for more?

I'm not exactly sure what it was yet. I'm fearful it was a hard pull. Smiley Sad
Starting Score: TU - 684 EQ- 639
Current Score: TU- 701 EQ- 715 EX- 701 from AMEX
Goal Score: 750 across the board
In my Wallet: Chase Sapphire Preferred - 5K, Chase Freedom - 4.5K, 1FBUSA - 2.4K, Walmart Discover -3K, Blue Sky Amex - 2K, Citi CashReturns - 1.5K, American Express PRG and Zync - NPSL, Delta Skymiles Amex - 1K, Discover More - 1.5K,ValuCity Furniture - 3.5K, CareCredit - 2.3K, A and F - 1.2K, Capital one - 1.25K and $750.
Regular Contributor
Posts: 220
Registered: ‎08-10-2012
0

Re: Citi Cli approved- ask for more?

you got CLI so you are done with Citi for another 6 months

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Regular Contributor
Posts: 174
Registered: ‎06-21-2012
0

Re: Citi Cli approved- ask for more?

I did the same thing with my Thank You card; it was a SP for the initial CLI and then a HP once I requested more (didnt know it would be a HP or else I wouldnt have done it!!). To make it worse, I didnt get any more than I did the first time lol Just sit tight for 6 months and request again. I always request about double what I actually want since they counter. 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Established Contributor
Posts: 825
Registered: ‎12-28-2011
0

Re: Citi Cli approved- ask for more?


cmthomas06 wrote:

I did the same thing with my Thank You card; it was a SP for the initial CLI and then a HP once I requested more (didnt know it would be a HP or else I wouldnt have done it!!). To make it worse, I didnt get any more than I did the first time lol Just sit tight for 6 months and request again. I always request about double what I actually want since they counter. 


+1 It's a SP at first but they will HP your file if you ask for more. Just wait 6 months and you can get another CLI with SP only.

Established Contributor
Posts: 500
Registered: ‎12-18-2011
0

Re: Citi Cli approved- ask for more?


jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. Smiley Surprised


"having a credit card is nice, but having cash in hand will always be king"
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: Citi Cli approved- ask for more?

Wow 25K, nice!  I see you have the mastercard version of the Dividend but on the website they only offer a Visa.  Do you know if they still offer the MC version?

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.