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Citi Cli approved- ask for more?

Epic Contributor

Re: Citi Cli approved- ask for more?


L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. Smiley Surprised


I don't think that's a crazy request! and glad you posted... many get scared when asked and say $12k... no, they counter!

Message 11 of 22
Established Contributor

Re: Citi Cli approved- ask for more?


flowfaster wrote:

Wow 25K, nice!  I see you have the mastercard version of the Dividend but on the website they only offer a Visa.  Do you know if they still offer the MC version?


I do believe and I could be wrong but I think citi only offers the Visa version to all new members, and for current members you would be able to request a MC version (platinum, world or world elite)




"having a credit card is nice, but having cash in hand will always be king"
Message 12 of 22
Established Contributor

Re: Citi Cli approved- ask for more?

Congrats

Message 13 of 22
Valued Contributor

Re: Citi Cli approved- ask for more?


L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. Smiley Surprised


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

Smiley Very Happy

Message 14 of 22
Moderator Emeritus

Re: Citi Cli approved- ask for more?


mxp114 wrote:

L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. Smiley Surprised


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

Smiley Very Happy


OMG from this thread it looks as though Citi is going crazy with CLIs...  congrats to all who have been successful in raising their CL! 

 

Nice job@!


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Message 15 of 22
Established Contributor

Re: Citi Cli approved- ask for more?


mxp114 wrote:

L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. Smiley Surprised


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

Smiley Very Happy


Hi Five!......did you receive a phone call from an account specialist @ you submitted your request?....will i did!.......she reviewed my spending pattern for the last 6 mos, even quoted a couple of my charges, WHOA!.....thx god i never purchased porn!Smiley LOL




"having a credit card is nice, but having cash in hand will always be king"
Message 16 of 22
Valued Contributor

Re: Citi Cli approved- ask for more?

Nope, did it online and got the 30 minute message. Then 20 minutes later the approval email Smiley Very Happy How has your spending been on the card and how long?

Message 17 of 22
Established Contributor

Re: Citi Cli approved- ask for more?


mxp114 wrote:

Nope, did it online and got the 30 minute message. Then 20 minutes later the approval email Smiley Very Happy How has your spending been on the card and how long?


I opened my citi card in 08', started off as platinum MC, requested the upgrade to WE MC in 2011-primarily for the free service of priceassure, I would not consider myself to be a heavy user, only use the card for online shopping via the citi bonus portal, rotating 5% categories & travel both domestic/international, of which i tend to travel 3-4x/year.....I am a recent broke grad student!




"having a credit card is nice, but having cash in hand will always be king"
Message 18 of 22
Valued Contributor

Re: Citi Cli approved- ask for more?


L-TWT wrote:

mxp114 wrote:

L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. Smiley Surprised


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

Smiley Very Happy


Hi Five!......did you receive a phone call from an account specialist @ you submitted your request?....will i did!.......she reviewed my spending pattern for the last 6 mos, even quoted a couple of my charges, WHOA!.....thx god i never purchased porn!Smiley LOL



cmon don't your read the agreements they never put that on the cc statement. just something like online company xxx.or abc if you prefer etc... 

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Message 19 of 22
Valued Contributor

Re: Citi Cli approved- ask for more?


L-TWT wrote:

 

I opened my citi card in 08', started off as platinum MC, requested the upgrade to WE MC in 2011-primarily for the free service of priceassure, I would not consider myself to be a heavy user, only use the card for online shopping via the citi bonus portal, rotating 5% categories & travel both domestic/international, of which i tend to travel 3-4x/year.....I am a recent broke grad student!


Oh cool, just opened mine this year so I am very satisfied to have this line.

 

And for adult content, it usually appears discreetly however everyone knows the processor names so it's not exactly a secret lol

Message 20 of 22