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Mega Contributor
Creditaddict
Posts: 11,042
Registered: ‎10-23-2007

Re: Citi Cli approved- ask for more?


L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. :smileysurprised:


I don't think that's a crazy request! and glad you posted... many get scared when asked and say $12k... no, they counter!

Waiting is so Overrated! :smileytongue:
Contributor
L-TWT
Posts: 96
Registered: ‎12-18-2011

Re: Citi Cli approved- ask for more?


flowfaster wrote:

Wow 25K, nice!  I see you have the mastercard version of the Dividend but on the website they only offer a Visa.  Do you know if they still offer the MC version?


I do believe and I could be wrong but I think citi only offers the Visa version to all new members, and for current members you would be able to request a MC version (platinum, world or world elite)

Wallet: AmEx BCP| Cap1 Cash Rewards Visa Sig| Citi Dividend WEMC|
MyFICO (EQ)776
03/01/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Citi Cli approved- ask for more?

Congrats

Valued Contributor
mxp114
Posts: 1,067
Registered: ‎09-01-2011

Re: Citi Cli approved- ask for more?


L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. :smileysurprised:


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

:smileyvery-happy:

Moderator
webhopper
Posts: 6,793
Registered: ‎09-16-2011

Re: Citi Cli approved- ask for more?


mxp114 wrote:

L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. :smileysurprised:


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

:smileyvery-happy:


OMG from this thread it looks as though Citi is going crazy with CLIs...  congrats to all who have been successful in raising their CL! 

 

Nice job@!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
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Contributor
L-TWT
Posts: 96
Registered: ‎12-18-2011

Re: Citi Cli approved- ask for more?


mxp114 wrote:

L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. :smileysurprised:


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

:smileyvery-happy:


Hi Five!......did you receive a phone call from an account specialist @ you submitted your request?....will i did!.......she reviewed my spending pattern for the last 6 mos, even quoted a couple of my charges, WHOA!.....thx god i never purchased porn!:smileylol:

Wallet: AmEx BCP| Cap1 Cash Rewards Visa Sig| Citi Dividend WEMC|
MyFICO (EQ)776
03/01/13
Valued Contributor
mxp114
Posts: 1,067
Registered: ‎09-01-2011

Re: Citi Cli approved- ask for more?

Nope, did it online and got the 30 minute message. Then 20 minutes later the approval email :smileyvery-happy: How has your spending been on the card and how long?

Contributor
L-TWT
Posts: 96
Registered: ‎12-18-2011

Re: Citi Cli approved- ask for more?


mxp114 wrote:

Nope, did it online and got the 30 minute message. Then 20 minutes later the approval email :smileyvery-happy: How has your spending been on the card and how long?


I opened my citi card in 08', started off as platinum MC, requested the upgrade to WE MC in 2011-primarily for the free service of priceassure, I would not consider myself to be a heavy user, only use the card for online shopping via the citi bonus portal, rotating 5% categories & travel both domestic/international, of which i tend to travel 3-4x/year.....I am a recent broke grad student!

Wallet: AmEx BCP| Cap1 Cash Rewards Visa Sig| Citi Dividend WEMC|
MyFICO (EQ)776
03/01/13
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: Citi Cli approved- ask for more?


L-TWT wrote:

mxp114 wrote:

L-TWT wrote:

jeffj25 wrote:
I called last night and was able to get a credit limit increase from 830 to 1500. Should I try to recon and get a larger limit. I know thats a pretty large increase (almost 50% more) so I'm not complaining. Anyone else had luck?

I entered a crazy "credit limit increase" of $25K, initial CL was $10K. I just knew i would get denied, but it was approved via a SP. :smileysurprised:


I also went "crazy" and decided to request nearly double my existing line on my Citi and...

 

Congratulations! We are pleased to approve your request for a higher credit limit on your account. Your new credit limit is $30000 and is already available for your use.

 

:smileyvery-happy:


Hi Five!......did you receive a phone call from an account specialist @ you submitted your request?....will i did!.......she reviewed my spending pattern for the last 6 mos, even quoted a couple of my charges, WHOA!.....thx god i never purchased porn!:smileylol:



cmon don't your read the agreements they never put that on the cc statement. just something like online company xxx.or abc if you prefer etc... 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

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Valued Contributor
mxp114
Posts: 1,067
Registered: ‎09-01-2011

Re: Citi Cli approved- ask for more?


L-TWT wrote:

 

I opened my citi card in 08', started off as platinum MC, requested the upgrade to WE MC in 2011-primarily for the free service of priceassure, I would not consider myself to be a heavy user, only use the card for online shopping via the citi bonus portal, rotating 5% categories & travel both domestic/international, of which i tend to travel 3-4x/year.....I am a recent broke grad student!


Oh cool, just opened mine this year so I am very satisfied to have this line.

 

And for adult content, it usually appears discreetly however everyone knows the processor names so it's not exactly a secret lol


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