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Citi ..Conversation With Analyst...

Established Contributor

Citi ..Conversation With Analyst...

 

 

So, I called this number 605-331-1372

 

A guy answered the phone and said "Credit"  I gave him all my account info and he said due to my bk that I filed in 2009, I wont be able to get a CLI for 7 years,  He said in "credit", our hands are tied, we can't recon decisions and everyone is treated the same, as we have to be fair

 

BUT

 

He did go on to say sometimes the marketing department issues credit line increases in batch format to everyone with lets say a score between x and x and this is how people get auto cli's

 

This gives me hope that if my score gets high enough, maybe I will get one

 

Anyway I thought I would share this conversation.  The guy was very very nice, as well

Message 1 of 7
6 REPLIES
Valued Contributor

Re: Citi ..Conversation With Analyst...

Sorry to smash your dream, but as a cardholder of 3 Citi CCs, I can say without doubt that Citi doesn't do auto CLI.

 

You can request your first CLI online once you are on your 7th statement. From there you can request CLI every 6 months from the last CLI.

Message 2 of 7
Established Contributor

Re: Citi ..Conversation With Analyst...

 

 

Maybe they don't, but all I was doing was tying here what the guy said...you are welcome to call him and ask him if that is valid and if so, why you never got an auto cli

Message 3 of 7
Valued Contributor

Re: Citi ..Conversation With Analyst...

It is not an individual case. Citi stopped doing auto CLI (along with doing major CLD across the board) at 2009 (recession).

Message 4 of 7
Established Contributor

Re: Citi ..Conversation With Analyst...

Did you need an existing account or is this a general recons line?
AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 5 of 7
Contributor

Re: Citi ..Conversation With Analyst...


trumpet-205 wrote:

Sorry to smash your dream, but as a cardholder of 3 Citi CCs, I can say without doubt that Citi doesn't do auto CLI.


Actually, I received a $1,000 auto-CLI on my Dividend a couple weeks ago... Not huge, and maybe not common, but they do happen.

Message 6 of 7
Highlighted
Established Contributor

Re: Citi ..Conversation With Analyst...

I got a $1000 auto CLI on my Citi Forward in June or July of 2010. And it was just a month after I had requested a CLI which was approved. 2 CLI's in 2 months.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 7 of 7