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Established Contributor
Andy77
Posts: 675
Registered: ‎10-02-2007
0

Citi ..Conversation With Analyst...

 

 

So, I called this number 605-331-1372

 

A guy answered the phone and said "Credit"  I gave him all my account info and he said due to my bk that I filed in 2009, I wont be able to get a CLI for 7 years,  He said in "credit", our hands are tied, we can't recon decisions and everyone is treated the same, as we have to be fair

 

BUT

 

He did go on to say sometimes the marketing department issues credit line increases in batch format to everyone with lets say a score between x and x and this is how people get auto cli's

 

This gives me hope that if my score gets high enough, maybe I will get one

 

Anyway I thought I would share this conversation.  The guy was very very nice, as well

Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Citi ..Conversation With Analyst...

[ Edited ]

Sorry to smash your dream, but as a cardholder of 3 Citi CCs, I can say without doubt that Citi doesn't do auto CLI.

 

You can request your first CLI online once you are on your 7th statement. From there you can request CLI every 6 months from the last CLI.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Andy77
Posts: 675
Registered: ‎10-02-2007
0

Re: Citi ..Conversation With Analyst...

 

 

Maybe they don't, but all I was doing was tying here what the guy said...you are welcome to call him and ask him if that is valid and if so, why you never got an auto cli

Valued Contributor
trumpet-205
Posts: 2,505
Registered: ‎11-11-2010
0

Re: Citi ..Conversation With Analyst...

[ Edited ]

It is not an individual case. Citi stopped doing auto CLI (along with doing major CLD across the board) at 2009 (recession).

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Jlu
Posts: 922
Registered: ‎06-12-2012
0

Re: Citi ..Conversation With Analyst...

Did you need an existing account or is this a general recons line?
JP Morgan Select $10k | CSP $10k | Citi TY Premier $15k | BofA 3-2-1 $15k | Chase Freedom $10k | Discover IT $10k | Barclaycard $15k | AMEX SPG $5k | AMEX PRG NPSL | NASA Platinum-Advantage $10k | CapOne Quicksilver $3k | Walmart Card $5k | Amazon Card $10k | Chase Auto 1.49% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Contributor
ajh5408
Posts: 98
Registered: ‎04-13-2012
0

Re: Citi ..Conversation With Analyst...


trumpet-205 wrote:

Sorry to smash your dream, but as a cardholder of 3 Citi CCs, I can say without doubt that Citi doesn't do auto CLI.


Actually, I received a $1,000 auto-CLI on my Dividend a couple weeks ago... Not huge, and maybe not common, but they do happen.

.ılılıll | CK/TU FAKO [770] // CS/EX FAKO [789] // QZ/EX FAKO [724] // EX FICO [763] | llılılı.
Chase Hyatt [$9K] // AMEX SimplyCash [$8K] // Chase Freedom [$7K] // PenFed Platinum Rewards [$6.5K] // AMEX Clear [$6K] //
Citi Forward [$6K] // BoA Privileges Cash [$5K] // Discover it [$3.5K] // Citi ThankYou Preferred [$2.2K] //
Established Contributor
andre181
Posts: 628
Registered: ‎07-29-2010
0

Re: Citi ..Conversation With Analyst...

I got a $1000 auto CLI on my Citi Forward in June or July of 2010. And it was just a month after I had requested a CLI which was approved. 2 CLI's in 2 months.

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years

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