Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 922
Registered: ‎10-02-2007
0

Citi ..Conversation With Analyst...

 

 

So, I called this number 605-331-1372

 

A guy answered the phone and said "Credit"  I gave him all my account info and he said due to my bk that I filed in 2009, I wont be able to get a CLI for 7 years,  He said in "credit", our hands are tied, we can't recon decisions and everyone is treated the same, as we have to be fair

 

BUT

 

He did go on to say sometimes the marketing department issues credit line increases in batch format to everyone with lets say a score between x and x and this is how people get auto cli's

 

This gives me hope that if my score gets high enough, maybe I will get one

 

Anyway I thought I would share this conversation.  The guy was very very nice, as well

Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Citi ..Conversation With Analyst...

[ Edited ]

Sorry to smash your dream, but as a cardholder of 3 Citi CCs, I can say without doubt that Citi doesn't do auto CLI.

 

You can request your first CLI online once you are on your 7th statement. From there you can request CLI every 6 months from the last CLI.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Posts: 922
Registered: ‎10-02-2007
0

Re: Citi ..Conversation With Analyst...

 

 

Maybe they don't, but all I was doing was tying here what the guy said...you are welcome to call him and ask him if that is valid and if so, why you never got an auto cli

Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Citi ..Conversation With Analyst...

[ Edited ]

It is not an individual case. Citi stopped doing auto CLI (along with doing major CLD across the board) at 2009 (recession).

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Posts: 946
Registered: ‎06-12-2012
0

Re: Citi ..Conversation With Analyst...

Did you need an existing account or is this a general recons line?
AMEX SPG $20K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $10k | | NASA Platinum-Advantage $10k | CapOne Quicksilver $10k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Contributor
Posts: 99
Registered: ‎04-13-2012
0

Re: Citi ..Conversation With Analyst...


trumpet-205 wrote:

Sorry to smash your dream, but as a cardholder of 3 Citi CCs, I can say without doubt that Citi doesn't do auto CLI.


Actually, I received a $1,000 auto-CLI on my Dividend a couple weeks ago... Not huge, and maybe not common, but they do happen.

Established Contributor
Posts: 643
Registered: ‎07-29-2010
0

Re: Citi ..Conversation With Analyst...

I got a $1000 auto CLI on my Citi Forward in June or July of 2010. And it was just a month after I had requested a CLI which was approved. 2 CLI's in 2 months.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.