@Anonymous wrote:
It was denied, is this classed as a soft pull because of it being a denial?
Whether it is a soft or hard depends on how the pull was performed, not based on whether approved or denied.
@Anonymous wrote:
I think I asked for WAY too much.
Denial is based on your credit profile and income. If you qualified for less then you would have qualified. A denial means you don't qualify at all and the amount requested has no impact on that.