Citi DC or CapOne QS?

[Anonymous]

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@barthooper wrote:

A great advantage of the Citi DC besides Price Rewind is that it extends manufacturer warranties by 24 months. I think this is common to most/all Citi cards and thus not just the DC, but it's worth bringing up when comparing it to the Quicksilver.

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I've heard about this in the past and am curious how it works.  What do you need to do to extend that warranty?  Obviously when you make the purchase with your Citi card you don't ask for the extended warranty at the time of purchase (I assume) so do you have to fill out some paperwork or submit some sort of form to Citi to make this happen? 

[Anonymous]

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@Anonymous wrote:

Yes. Citi is known to start off with low limits. My DC started at 2,000. But I was able to cli it to 6,000 in 30 days. 

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I thought Citi had 6month cli policy? Or did you initiate another HP for the CLI?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Yes. Citi is known to start off with low limits. My DC started at 2,000. But I was able to cli it to 6,000 in 30 days. 

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I thought Citi had 6month cli policy? Or did you initiate another HP for the CLI?

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I thought it was 6 months too... I asked for one a few monhts after opening...No....then I forgot I asked and asked again and the letter said "less than 6 months since last request."

[barthooper]

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@Anonymous wrote:

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@barthooper wrote:

A great advantage of the Citi DC besides Price Rewind is that it extends manufacturer warranties by 24 months. I think this is common to most/all Citi cards and thus not just the DC, but it's worth bringing up when comparing it to the Quicksilver.

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I've heard about this in the past and am curious how it works.  What do you need to do to extend that warranty?  Obviously when you make the purchase with your Citi card you don't ask for the extended warranty at the time of purchase (I assume) so do you have to fill out some paperwork or submit some sort of form to Citi to make this happen? 

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Good question. I've only had it for a few months and haven't tried to use it yet. I just tried to read about the benefits online. Logging into Citi shows you more details than are publicly available. You don't have to do anything at the time of purchase. The only major stipulation appears to be that an item has a manufacturer warranty in the first place, but if you purchase an extended warranty it extends beyond that, up to a max of 7 years after purchase and up to a $10,000 limit on the item. They'll either repair, replace, or reimburse.

[Poppa]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Yes. Citi is known to start off with low limits. My DC started at 2,000. But I was able to cli it to 6,000 in 30 days. 

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I thought Citi had 6month cli policy? Or did you initiate another HP for the CLI?

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I thought it was 6 months too... I asked for one a few monhts after opening...No....then I forgot I asked and asked again and the letter said "less than 6 months since last request."

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I got a $1500 SP CLI on my card 2 months after opening from $2500 to $4000. Also 5 APR reductions in 5 days through chat.