Citi DP Question

[smallfry]

My card just came off the 0% 12 month promo. Since I do not get paper statements anymore I cannot view the current APR online. The CSR told me my rate is 6.24%. Not bad for me considering the lowest offered rate online is 11.24%. Anyone else have low rates on their Citi cards?

[FocusOnFICO]

When mine comes off it's 12 month 0% next March, it will be 8.24%.  Congrats on the great rate!

[FretlessMayhem]

That is a fantastic rate. My Citi card is at 9.24% and I thought that was good for a rewards card.

[Anonymous]

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@FretlessMayhem wrote:
That is a fantastic rate. My Citi card is at 9.24% and I thought that was good for a rewards card.

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Mines 27.9% and I never carry a balance.

[haulingthescoreup]

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smallfry wrote:
My card just came off the 0% 12 month promo. Since I do not get paper statements anymore I cannot view the current APR online. The CSR told me my rate is 6.24%. Not bad for me considering the lowest offered rate online is 11.24%. Anyone else have low rates on their Citi cards?

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There isn't an option to view a PDF version online? I'm asking because I have a Sears MC and a Home Depot store card, both through Citi. They've completely redesigned the sites, and it took some looking, but there's an option of both of them to download statements in various forms (Quicken, etc.), and one of them is PDF. Looks exactly like the paper statement, and all the APR's are there.

Very possible that the straight Citi card sites look completely different.


eta: Oh, and I have lousy rates! Doesn't matter, though. Although I can do 0% on the Home Depot if I spend enough, but the one time I tried it, I only managed to keep the balance for two months. I just couldn't stand seeing that thing there.

Message Edited by haulingthescoreup on 06-26-2009 03:13 PM

[ocheosa]

My rate is also 8.24%. And as HTSU mentions you can view your paper statement online, its a pdf document so you can print it out if you prefer.

Under the account activity tab you will see download statements. Choose the statement you want to view click the download button. You have the option to either just open and view or save the file. Scroll to page 2 for the rate summary.

Message Edited by ocheosa on 06-26-2009 06:14 PM

[smallfry]

I can see all my statements that are viewable but the latest still shows the rate at 0%. Probably will change by the time the next one cuts in a week. I was curious because of all the rate jacking going on but since I don't revolve a balance anyway it's really a moot point. Might go to 15% next month who knows?