I don't know if this is a good or bad thing.
I had a Citi Verizon MasterCard that I opened in June 1997. The card had a $2500 CL. I received a notice last winter that the card was being discontinued for all card holders last spring. I PIF the card and noticed that it was reporting the balance as "Not on Record" with TU and EX. I called Citi to ask them to report the $0 balance and was told they would be making the change.
Last week, I received a letter from Citi stating that they were deleting the account from my CR. The card had 6 30 days (last in Aug 2002) and 1 60 Day (Aug 2001).
Since this card is my oldest card, should I send them a letter requesting they report the account, then GW my lates? I have 10 year TL's with HSBC (Best Buy) and Wells Fargo (student loans). With an average age of 7 years, would this really impact my history that much if I just let it be deleted?
Thanks in advance.
