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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Citi Denial Reason, Hard to Believe ?!@#$%^&*

Congrats on the eventual approval. What an ordeal though.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
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Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Citi Denial Reason, Hard to Believe ?!@#$%^&*


Platinum wrote:

I just called their back door number and learned that my application was approved. Still can't believe that I was denied originally since last time it happened was more then 15 years ago.


 

Congrats! Glad it worked out for you.


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Regular Contributor
Posts: 136
Registered: ‎09-27-2011
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Re: Citi Denial Reason, Hard to Believe ?!@#$%^&*

Citi has a pretty rigid system. it auto denies app no matter what your credit profile is like. one criteria is zero balance, while another is 2 inquiries in 6 month. once gets denied, It's very hard to change the decision through recon. Good for you they aprpoved you at the end. But really not sure how they conduct business with this such a rigid system.

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