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Frequent Contributor
Posts: 270
Registered: ‎03-10-2009
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Citi Diamond Preferred Card Invite???

Ok...just received in the mail a Citi Diamond Preferred Card.  It appears to be an invitation to apply.  So I know it's probably not a pre-approval.  Looking for anyone who has had experience with an invite like this with Citi.  I also seen on other messages on here how some received high CL's. 

 

Need info, thanks....

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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New Contributor
Posts: 60
Registered: ‎08-16-2011
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Re: Citi Diamond Preferred Card Invite???

i received an invitation too and am jonesing for this card, but i've read that an invitation is more often then not a denial, so i havent had the heart to apply.



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

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Frequent Contributor
Posts: 270
Registered: ‎03-10-2009
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Re: Citi Diamond Preferred Card Invite???

Yea...this really the first invite I have received.  In a loooooonnnnngggg time Smiley Happy.  Just got a Discover card a couple of weeks ago.  It hasn't hit my CR yet.  Just curious what the success rate was for an invite and CL.

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Frequent Contributor
Posts: 270
Registered: ‎03-10-2009
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Re: Citi Diamond Preferred Card Invite???

what about credit report?  who do they normally pull?  i live in Texas...

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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New Contributor
Posts: 60
Registered: ‎08-16-2011
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Re: Citi Diamond Preferred Card Invite???

i also received an invitation for a discover more card too right around the same time, applied for that one, but was denied, but if you were approved, it cant hurt, worst that can happen is a hard inquiry.



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

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Frequent Contributor
Posts: 270
Registered: ‎03-10-2009
0

Re: Citi Diamond Preferred Card Invite???

didn't receive an invite from Discover, just applied.  I was approved and was very glad.  i might wait a couple of days or a week or so and pull the trigger.

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Established Contributor
Posts: 607
Registered: ‎09-08-2011
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Re: Citi Diamond Preferred Card Invite???

I received an invite in Aug and was approved online. As a matter of fact, I applied the day before without my code and was denied...go figure! I think if they are sending them, your chances of being approved are pretty good provided your CR/ CS don't change significantly.


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Current Score: 800
Goal Score: 850

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Established Contributor
Posts: 607
Registered: ‎09-08-2011
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Re: Citi Diamond Preferred Card Invite???

I also received the highest CL I'd had until I got my Amex blue last month. My DH applied for me with a pre approval code and ot approved with a great limit too...


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Current Score: 800
Goal Score: 850

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Frequent Contributor
Posts: 270
Registered: ‎03-10-2009
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Re: Citi Diamond Preferred Card Invite???

cool...what CR did they pull...i live in Texas....

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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Regular Contributor
Posts: 124
Registered: ‎08-06-2009
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Re: Citi Diamond Preferred Card Invite???


eparker wrote:

cool...what CR did they pull...i live in Texas....


Citi pulled Experian for me in Dallas.

Current Cards:
American Express Blue Cash Preferred - March 2007 - CL $10,000
Citi Forward Visa Signature - September 2009 - CL $6,500
Chase Freedom - March 2011 - CL $15,000
Chase Sapphire Preferred - May 2013 - CL $12,500
Discover It - November 2013 - $5,000
Barclay Arrival - January 2014 - $10,000

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