04-21-2008 01:34 PM
fogg30 wrote:I got a Citi Diamond Preferred Card mailed inviation to apply in the mail last week and I really want to apply, however I don't want the "inquiry" on my credit report unless I get the card...........does anyone know what Credit Score is need to get an approval for this card???Thank you for any advice! =)
09-04-2008 02:20 PM
09-04-2008 03:33 PM
09-04-2008 04:06 PM - edited 09-04-2008 04:10 PM
09-04-2008 05:03 PM
09-04-2008 05:41 PM - edited 09-04-2008 05:42 PM
09-04-2008 05:46 PM
09-05-2012 01:15 PM
I am willing to bet that is something from the state or federal gov since they seem to report just to transunion. Try paying your stuff off. all 3 of mine are showing 765. I recently paid all my balances down to 0 but have never had any late things ever. Paid off a car recently and bought another as well. I still got the below message with 0 credit card balances. Only American Express platinum has statement balance for 18k which was due 9/8 but already paid. Kinda funny how amex offers black and citi says further review to get a card.
We have received your application and further processing is required at this time. We will contact you within a week via email regarding our decision. Thank you for requesting a Citi® Diamond Preferred® Card.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.