I checked my mail today and there was a pre-selected offer from Citi for the Diamond Preferred card 0% apr on BT's and purchases for 12 months and 18.99% afterward. As much as I am happy to get targeted mailings from the big boys, I have to shred that puppy as I don't want anymore HP's until at least Jan when I plan on car shopping and maybe applying for the Slate for a BT of a current 0% I got going. I also got my denial letter from Amex for a CLI on my BCE, it cited age of account, loan balances, derog's, and FICO score which they have at EX 690.
01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
. I guess I'll just wait some more time for the Amex CLI.