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Citi Diamond Preferred targeted mailing and 3x CLI denial.

Frequent Contributor

Citi Diamond Preferred targeted mailing and 3x CLI denial.

I checked my mail today and there was a pre-selected offer from Citi for the Diamond Preferred card 0% apr on BT's and purchases for 12 months and 18.99% afterward. As much as I am happy to get targeted mailings from the big boys, I have to shred that puppy as I don't want anymore HP's until at least Jan when I plan on car shopping and maybe applying for the Slate for a BT of a current 0% I got going.  I also got my denial letter from Amex for a CLI on my BCE, it cited age of account, loan balances, derog's, and FICO score which they have at EX 690.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
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2 REPLIES
Moderator Emerita

Re: Citi Diamond Preferred targeted mailing and 3x CLI denial.

Good for you on shredding the offer.

At least you know what Amex is looking for and in time you'll get your CLI!
Message 2 of 3
Highlighted
Frequent Contributor

Re: Citi Diamond Preferred targeted mailing and 3x CLI denial.

Yeah, it's nice to be wanted Smiley LOL.  I guess I'll just wait some more time for the Amex CLI.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 3 of 3