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Regular Contributor
brcamacho
Posts: 179
Registered: ‎07-27-2012

Citi Diamond Preferred

Just got an offer for a Citi Diamond Preferred card, with the O% for 18 months.  Does anyone know anything about this card?  What type of scores are needed to get approved?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Regular Contributor
rudy0720
Posts: 207
Registered: ‎08-10-2012

Re: Citi Diamond Preferred

I have had the card since February and was a 730 at time of approval

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Chase Southwest Visa Signature-6K, Capital One-$4K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, Capital One QS- 10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$5K
Regular Contributor
s_rob7488
Posts: 159
Registered: ‎03-25-2012

Re: Citi Diamond Preferred

I got the card in April with a score around 740-745 also got 0% for 18 months. Got a CL of $4500
Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011

Re: Citi Diamond Preferred

i got this card in feb after many offers from them.  My scores were in the 675-680 range.  I got a $4700 CL.  Personally, I didnt think I qualified but they certainly seemed to think so.  I just responded to one of their offers and it was an instant online approval.

cc's copy
Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012

Re: Citi Diamond Preferred


babymixer wrote:

i got this card in feb after many offers from them.  My scores were in the 675-680 range.  I got a $4700 CL.  Personally, I didnt think I qualified but they certainly seemed to think so.  I just responded to one of their offers and it was an instant online approval.


Any baddies and how many inquiries did you have?


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011

Re: Citi Diamond Preferred

[ Edited ]

At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history.  I'm new to credit as I'm not from this country.  I have a student loan and car loan in excellent standing as well.  At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi. 

 

I was truly surprised to get this card but very happy nonetheless.

cc's copy
Regular Contributor
brcamacho
Posts: 179
Registered: ‎07-27-2012

Re: Citi Diamond Preferred

I have a 657 TU score from here, im just curious if that is good enough to get approved with them?

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Frequent Contributor
ShiningDown
Posts: 318
Registered: ‎08-12-2011

Re: Citi Diamond Preferred

[ Edited ]

I was approved in November 2011 with 708 score and 50% utilization but only approved for 1,500 & 21 months 0 apr & BT then 21.99 after. 

Regular Contributor
brcamacho
Posts: 179
Registered: ‎07-27-2012

Re: Citi Diamond Preferred

Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Contributor
praise123
Posts: 108
Registered: ‎06-24-2012

Re: Citi Diamond Preferred

I think you should be ok. Just got card this week and have a 670 they pulled experian. Credit limit 3000


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