08-15-2012 11:16 AM
Just got an offer for a Citi Diamond Preferred card, with the O% for 18 months. Does anyone know anything about this card? What type of scores are needed to get approved?
08-15-2012 11:26 AM
I have had the card since February and was a 730 at time of approval
08-15-2012 11:57 AM
08-15-2012 12:00 PM
i got this card in feb after many offers from them. My scores were in the 675-680 range. I got a $4700 CL. Personally, I didnt think I qualified but they certainly seemed to think so. I just responded to one of their offers and it was an instant online approval.
Any baddies and how many inquiries did you have?
08-15-2012 12:12 PM - edited 08-15-2012 12:13 PM
At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history. I'm new to credit as I'm not from this country. I have a student loan and car loan in excellent standing as well. At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi.
I was truly surprised to get this card but very happy nonetheless.
08-15-2012 02:16 PM
I have a 657 TU score from here, im just curious if that is good enough to get approved with them?
08-15-2012 05:25 PM - edited 08-23-2012 09:20 PM
I was approved in November 2011 with 708 score and 50% utilization but only approved for 1,500 & 21 months 0 apr & BT then 21.99 after.
08-15-2012 05:33 PM
Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO