08-15-2012 11:16 AM
Just got an offer for a Citi Diamond Preferred card, with the O% for 18 months. Does anyone know anything about this card? What type of scores are needed to get approved?
08-15-2012 11:26 AM
I have had the card since February and was a 730 at time of approval
08-15-2012 11:57 AM
08-15-2012 12:00 PM
i got this card in feb after many offers from them. My scores were in the 675-680 range. I got a $4700 CL. Personally, I didnt think I qualified but they certainly seemed to think so. I just responded to one of their offers and it was an instant online approval.
Any baddies and how many inquiries did you have?
08-15-2012 12:12 PM - edited 08-15-2012 12:13 PM
At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history. I'm new to credit as I'm not from this country. I have a student loan and car loan in excellent standing as well. At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi.
I was truly surprised to get this card but very happy nonetheless.
08-15-2012 02:16 PM
I have a 657 TU score from here, im just curious if that is good enough to get approved with them?
08-15-2012 05:25 PM - edited 08-23-2012 09:20 PM
I was approved in November 2011 with 708 score and 50% utilization but only approved for 1,500 & 21 months 0 apr & BT then 21.99 after.
08-15-2012 05:33 PM
Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.