Credit Cards

[brcamacho]

Just got an offer for a Citi Diamond Preferred card, with the O% for 18 months.  Does anyone know anything about this card?  What type of scores are needed to get approved?

Thanks

[rudy0720]

I have had the card since February and was a 730 at time of approval

[s_rob7488]

I got the card in April with a score around 740-745 also got 0% for 18 months. Got a CL of $4500

[babymixer]

i got this card in feb after many offers from them.  My scores were in the 675-680 range.  I got a $4700 CL.  Personally, I didnt think I qualified but they certainly seemed to think so.  I just responded to one of their offers and it was an instant online approval.

[kobe2012]

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babymixer wrote:

i got this card in feb after many offers from them.  My scores were in the 675-680 range.  I got a $4700 CL.  Personally, I didnt think I qualified but they certainly seemed to think so.  I just responded to one of their offers and it was an instant online approval.

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Any baddies and how many inquiries did you have?

[babymixer]

At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history.  I'm new to credit as I'm not from this country.  I have a student loan and car loan in excellent standing as well.  At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi. 

I was truly surprised to get this card but very happy nonetheless.

[brcamacho]

I have a 657 TU score from here, im just curious if that is good enough to get approved with them?

[ShiningDown]

I was approved in November 2011 with 708 score and 50% utilization but only approved for 1,500 & 21 months 0 apr & BT then 21.99 after. 

[brcamacho]

Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.

[praise123]

I think you should be ok. Just got card this week and have a 670 they pulled experian. Credit limit 3000