08-15-2012 11:16 AM
Just got an offer for a Citi Diamond Preferred card, with the O% for 18 months. Does anyone know anything about this card? What type of scores are needed to get approved?
08-15-2012 11:26 AM
I have had the card since February and was a 730 at time of approval
08-15-2012 11:57 AM
08-15-2012 12:00 PM
i got this card in feb after many offers from them. My scores were in the 675-680 range. I got a $4700 CL. Personally, I didnt think I qualified but they certainly seemed to think so. I just responded to one of their offers and it was an instant online approval.
Any baddies and how many inquiries did you have?
08-15-2012 12:12 PM - edited 08-15-2012 12:13 PM
At the time I had 5 old inq and a satisfied lien that they refuse to remove off my CR but other than that my report is flawless with a great payment history. I'm new to credit as I'm not from this country. I have a student loan and car loan in excellent standing as well. At the time I only had my Bank of America CC that was secured which graduated soon after the approval of Citi.
I was truly surprised to get this card but very happy nonetheless.
08-15-2012 02:16 PM
I have a 657 TU score from here, im just curious if that is good enough to get approved with them?
08-15-2012 05:33 PM
Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.