08-15-2012 08:55 PM
Had a 699 EXP score in July with a 9% util ratio. Could't squeeze an extra point anywhere... I also just took the 0% cash option
08-16-2012 09:07 AM
10-07-2012 02:16 PM
I got mine 3/2012. 8300 CL. FICO was 757
10-08-2012 01:02 AM
Right now I'm sitting at a 654 TU score with just under 4 years of History 10% Utilization.
Did you app???
10-08-2012 10:08 AM
I got approved towards the end of August. 723 EQ and $6800 CL.
10-08-2012 12:36 PM
12-09-2012 08:56 AM
I received a pre-approved offer in the mail from Citi in September. Applied for the Diamond Preferred and was instantly approved for $2k. My FICO was somewhere around 670, maybe a little less. I had just app'd for Discover More and GE store cards at the time and were approved for all of them as well. I'm not sure how many inquiries I had on my report at the time, but there were at least a few.
12-09-2012 01:02 PM
I just got an offer in the mail, I currently have a 650 with EX, with 38% utilization. I have till Feb 2013 to submit according to the preapproval letter. I'm going to wait till I pay down on my balances and make utilization 0% plus I have 4-5 queries that are dropping off in about 2 weeks.
According to my report Citi ran my credit back in August 2012 when i had 658EX.