Reply
Frequent Contributor
pdog661
Posts: 377
Registered: ‎03-31-2012
0

Citi Diamond Preferred

Hi,

 

I am currently looking for a increase in my Citi DP.  I jumped the gun, stupid I know, and applied at 5 months and 28 days......... Not good at math I guess.

 

Anyways I was denied instantly due to being ineligible.  Does this re-set the 6 month clock, or am I good to try again on Tuesday?

 

Also, I have a 6K limit, would it be out of the questions to ask for 18K to match my other card limits?

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Citi Diamond Preferred

Just ask when you are eligible and they will counter offer if they don't approve the amount you want. Also asking for that much IMO is asking for too much and CITI is not known to give that high of a CLI.

$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: Citi Diamond Preferred

i just got to cli from them my dp was at 4000 and they bumped it to 6k with a sp and my dividend  was at 3800 and they pumped it to 5k with a sp

Frequent Contributor
OnTheRebound
Posts: 432
Registered: ‎08-05-2009
0

Re: Citi Diamond Preferred

They bumped me from $8.7K to $10K to $12K. Both soft pulls. I can't see Citi increasing your CL 3X. Maybe with a hard pull? You won't know unless you try.

Mine- Citi Diamond Preferred WMC $12K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's, I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K

"Four out of five voices in my head told me to "go for it". I went for it."
Frequent Contributor
pdog661
Posts: 377
Registered: ‎03-31-2012
0

Re: Citi Diamond Preferred

I think I will just shoot for 10K and see where the conversation goes. 

Valued Contributor
thom02099
Posts: 1,325
Registered: ‎08-30-2011
0

Re: Citi Diamond Preferred


pdog661 wrote:

I think I will just shoot for 10K and see where the conversation goes. 



I think that would be your safest, and most likely option.  I did an on-line request last month.  Was at $10K, asked for $15K, got an automated counter-offer of $11.8K which I took. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Regular Contributor
rudy0720
Posts: 220
Registered: ‎08-10-2012
0

Re: Citi Diamond Preferred

With Citi you need to wait until your 6th staement cuts so make sure it is the day after or you will be declined for ineligible again. it will also be a HP

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+