Citi Diamond

[Anonymous]

I am due my 6 month CLI for Citi. I have presently 7300 limit and 6300 balance. I have made 3 payments on it this month of $100+ ... and plan to make another $200 payment tomorrow (friday)...leaving me with 1200 available credit.

Question is... Should I get online and request increase or should I call? I am making the same income as 6 months ago and my house mortgage is the same also.

What are my chances of getting an increase and should I ask online or should I call? Or would it be best to wait all together?

[Anonymous]

I could be wrong, but I'm pretty sure it doesnt matter if you call or submit online. You are right that it is six month intervals for the citi diamond card. If I were you I would wait until the balance is paid down a bit more. 

[K-in-Boston]

Just to ensure that it’s a soft pull, I would do it online and make sure the “a credit report will not be” etc. language is there.

[Anonymous]

It's for sure a soft pull.

I just wandered if I should go for it or not and should I call or do online?