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Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Citi Dividend App Pending ??

[ Edited ]

Bit the bullet and apped for the Citi Platinum tonight. FYI, here's a page w/$150 cash back: https://creditcards.citi.com/credit-cards/citi-dividend-card/

 

I got a pending message, but then it took me to a page to set up online account, paperless billing, etc. So, I was feeling optimistic, because I figured, why would it be having me set up all that if they were going to deny me. But then, while entering my info, I hit the backspace to make a correction and the blasted website went back to the previous page, which then gave me an error message.

 

I checked my email and got a msg that "we are currently processing your app and w/be in touch within 1 week." (!) There's a link, but no additional info there. It looks to me like the computer wants a human to review it.

 

Has anyone had this happen and been approved? Is this type of msg usually a sign of denial? I have good credit now, but had a CO from the 80s, so I'm concerned that that might be the problem.

 

ETA: I just checked my 3 in 1 CR on USAA, and they pulled EX. Hopefully they won't pull any others.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Member
Posts: 32
Registered: ‎02-16-2008
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Re: Citi Dividend App Pending ??

I had the same thing happen.  Call them to get the status of your application.  With me, they needed proof of address and a copy of my drivers license.  I received my approval apprx 1 week after I sent them a utility bill.  


Starting Score: EQ 434 TU 499 4/29/10
Current Score: EQ 651 11/1/2011
Goal Score: 700


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Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: Citi Dividend App Pending ??

Thanks! I checked this morning, and I was approved! :smileyhappy:

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 1,047
Registered: ‎02-03-2009
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Re: Citi Dividend App Pending ??

Congrats on your approval! What is your CL?


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Contributor
Posts: 92
Registered: ‎06-16-2012
0

Re: Citi Dividend App Pending ??

:smileyhappy: Awesome! Congrats.

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Citi Dividend App Pending ??

$10k

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Citi Dividend App Pending ??

CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Citi Dividend App Pending ??

Thank you! 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 932
Registered: ‎06-12-2012
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Re: Citi Dividend App Pending ??

You were worried about a CO from the 80's? LOL

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Citi Dividend App Pending ??

Well, some people have been permanently blacklisted. It may be that the amount I owed wasn't very much. It's been so long, I really don't remember. But I do know my CLs weren't very large compared to today's CLs.

 

Some people have reported here a 10-year window for blacklisting. But there's really no way to know for sure. Some have also not gotten cards because of very old COs.

 

I consider myself very fortunate to have a second chance with them! :smileyhappy:

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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