08-31-2012 03:55 PM
Thank you, LS.
09-01-2012 10:09 AM
Thanks, Ray! All my patience and hard work have paid off.
09-01-2012 11:05 AM
Bit the bullet and apped for the Citi Platinum tonight. FYI, here's a page w/$150 cash back: https://creditcards.citi.com/credit-cards/citi-dividend-card/
I got a pending message, but then it took me to a page to set up online account, paperless billing, etc. So, I was feeling optimistic, because I figured, why would it be having me set up all that if they were going to deny me. But then, while entering my info, I hit the backspace to make a correction and the blasted website went back to the previous page, which then gave me an error message.
I checked my email and got a msg that "we are currently processing your app and w/be in touch within 1 week." (!) There's a link, but no additional info there. It looks to me like the computer wants a human to review it.
Has anyone had this happen and been approved? Is this type of msg usually a sign of denial? I have good credit now, but had a CO from the 80s, so I'm concerned that that might be the problem.
ETA: I just checked my 3 in 1 CR on USAA, and they pulled EX. Hopefully they won't pull any others.
bichonmom........Who does citi pull??
09-01-2012 11:11 AM - edited 09-01-2012 11:11 AM
They did pull EX for me. But I researched on here before I apped, and they do pull from all 3. So, there's really no way of knowing which one they'll pull for you.
09-12-2012 06:26 AM
Congrats, Nice limit.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.