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Citi Dividend Card

Valued Contributor

Re: Citi Dividend Card


911gt34life wrote:

i was instant approval for 2,000 but i was thinking at least 5,000 they pull eq they say my score was 708 but fico say 738 ? apr kind of high around 22 but 200 cash back coming home Smiley Happy back to Garden.



Which report and how many INQ? Thanks, congrats.

Message 11 of 16
Frequent Contributor

Re: Citi Dividend Card


mxp114 wrote:

911gt34life wrote:

i was instant approval for 2,000 but i was thinking at least 5,000 they pull eq they say my score was 708 but fico say 738 ? apr kind of high around 22 but 200 cash back coming home Smiley Happy back to Garden.



Which report and how many INQ? Thanks, congrats.


EQ INQ 9, don't you already have this card lol.

Message 12 of 16
Frequent Contributor

Re: Citi Dividend Card

i am wondering now how do i enroll  in fitness club, health care and utilities purchases from 1/1/12 to 3/31/12 when you enroll. Enroll for free each quarter for new categories  ??

Message 13 of 16
Valued Contributor

Re: Citi Dividend Card


911gt34life wrote:

 

EQ INQ 9, don't you already have this card lol.


No I don't have Dividend but was just curious for informational purposes. Some people indicated Citi as INQ sensitive, so I wondered Smiley Wink

Message 14 of 16
Frequent Contributor

Re: Citi Dividend Card

Try it when you sign in online ... it hasn't worked for me if it
doesn't for you then call the # they give you.

Personally I prefer the discover more right now like the site better
(Theyre on gas btw) plus I don't know for sure but it doesn't look like citi shows pending
transactions.
EQ 715 8-4-12 // Walmart TU 720 8-11-12 // TU 04 744 (cc pull) 8-23-12 EXP (cc pull) 707 8-23-12
~~In my wallet: Chase Freedom, Discover More , US Bank, Walmart Discover, CitiDividend Platinum Select , Target Red Card

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Message 15 of 16
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Valued Contributor

Re: Citi Dividend Card


911gt34life wrote:

i am wondering now how do i enroll  in fitness club, health care and utilities purchases from 1/1/12 to 3/31/12 when you enroll. Enroll for free each quarter for new categories  ??



They'll do it over the phone for you or you can do it online.  Also, I do not remember how long it took to hit my CRs.  Congrats on getting it though!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 16 of 16