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Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
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Citi Dividend Card

what kind of score do you need for citi dividend card ?

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
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Re: Citi Dividend Card

If the scores in your Siggy are FICO's, I'd say you're good to go.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Citi Dividend Card


911gt34life wrote:

what kind of score do you need for citi dividend card ?


If your scores are accurate in your sig. I would think you should have no problem getting it and a decent CL.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
0

Re: Citi Dividend Card

i just update my score but just wondering how many inquiries is too much ??

Valued Contributor
clocktick
Posts: 1,604
Registered: ‎12-07-2008
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Re: Citi Dividend Card

I had 6 inquiries from the last two years with 2 of those being from the last year (EQ).

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
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Re: Citi Dividend Card

i was instant approval for 2,000 but i was thinking at least 5,000 they pull eq they say my score was 708 but fico say 738 ? apr kind of high around 22 but 200 cash back coming home :smileyhappy: back to Garden.

Frequent Contributor
daboss28
Posts: 483
Registered: ‎06-07-2010
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Re: Citi Dividend Card

Congrats ... What was the range on that equifax score they gave you?
EQ 715 8-4-12 // Walmart TU 720 8-11-12 // TU 04 744 (cc pull) 8-23-12 EXP (cc pull) 707 8-23-12
~~In my wallet: Chase Freedom, Discover More , US Bank, Walmart Discover, CitiDividend Platinum Select , Target Red Card

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Valued Contributor
clocktick
Posts: 1,604
Registered: ‎12-07-2008
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Re: Citi Dividend Card

Congrats!  They seem easy to get CLIs with so I wouldn't worry about your starting limit for too long. 

 


The cash is worth it in my opinion.  I only wish they announced their categories far in advance. 

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
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Re: Citi Dividend Card

[ Edited ]

clocktick wrote:

Congrats!  They seem easy to get CLIs with so I wouldn't worry about your starting limit for too long. 

 


The cash is worth it in my opinion.  I only wish they announced their categories far in advance.


  thanks but do you know how long it take for card show up in my credit report ?

Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
0

Re: Citi Dividend Card


daboss28 wrote:
Congrats ... What was the range on that equifax score they gave you?


i am not sure i think it was 330 to 850.


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