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Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
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Citi Dividend Platinum Select 4Q 5% Rewards

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
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JollehRoger
Posts: 266
Registered: ‎06-05-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards

Do you know what category Amazon would fall under? If any?


Scores: TU - 756 (Discover FICO - 10/01/2014), EQ - 716 (MyFico FICO - 12/1/2013)
Current Cards: NFCU cashRewards Sig - 5k, Amex BCE - 6.8k, Discover It - 5k, Citi Dividend WE- 5k, Chase Freedom - 2.5k
Last App: 6/10/2014. In the garden for a few years.
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fused
Posts: 16,374
Registered: ‎03-12-2007
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Re: Citi Dividend Platinum Select 4Q 5% Rewards

I just received an email notifying me to enroll. Other than toy stores, the other categories don't interest me.:smileysad:

Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


JollehRoger wrote:

Do you know what category Amazon would fall under? If any?


Amazon is a department store, but because it's only online I don't think it qualifies for the 5%.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Contributor
johnnie198x
Posts: 101
Registered: ‎04-28-2009
0

Re: Citi Dividend Platinum Select 4Q 5% Rewards


ptr2593 wrote:

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 


Did you mean quarter or year? $300 for the whole year seems low.

AmEx Blue Cash Everyday - $1,100 - need CLI or will close
BankAmerica Cash Rewards - $10,000
Chase Freedom - $10,000
Chase Sapphire Preferred - $5,000
Chase Ink Bold - $5,000
Citi Platinum Select - $2,600
Discover More - $4,000
Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


johnnie198x wrote:

ptr2593 wrote:

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 


Did you mean quarter or year? $300 for the whole year seems low.


I mean year.  I wasn't sure what or if they had a cap so I googled it earlier and read the $300/yr thing here:

 

http://www.consumerismcommentary.com/citibank-discontinuing-dividend-platinum-select-cash-back-rewar...

 

and here:  http://www.dailymarkets.com/personal-finance/2010/10/20/citi-dividend-platinum-select-card-for-colle...

 

I agree it is very low :smileysad:  It is, however, a card for college students and to hit the $300 cap you would need to spend $6000 in a year.  $6000 is quite a bit to spend on rotating categories as a college student, imo.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: Citi Dividend Platinum Select 4Q 5% Rewards

$300 cap doen't apply to Citi's online shopping sites.  Just regular card purchase made throughout the year.  Someone correct me if i'm wrong

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Contributor
johnnie198x
Posts: 101
Registered: ‎04-28-2009
0

Re: Citi Dividend Platinum Select 4Q 5% Rewards


ptr2593 wrote:

johnnie198x wrote:

ptr2593 wrote:

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 


Did you mean quarter or year? $300 for the whole year seems low.


I mean year.  I wasn't sure what or if they had a cap so I googled it earlier and read the $300/yr thing here:

 

http://www.consumerismcommentary.com/citibank-discontinuing-dividend-platinum-select-cash-back-rewar...

 

and here:  http://www.dailymarkets.com/personal-finance/2010/10/20/citi-dividend-platinum-select-card-for-colle...

 

I agree it is very low :smileysad:  It is, however, a card for college students and to hit the $300 cap you would need to spend $6000 in a year.  $6000 is quite a bit to spend on rotating categories as a college student, imo.


Well, then it is very very low. $300 per month is too much, but $300 per quarter (1.2k/year) is a more reasonable limit.

I have freedom, and I think $1500 per quarter is more than enough, but good (I'm purchasing a ticket over $1500 this month, and it's 5% back)

AmEx Blue Cash Everyday - $1,100 - need CLI or will close
BankAmerica Cash Rewards - $10,000
Chase Freedom - $10,000
Chase Sapphire Preferred - $5,000
Chase Ink Bold - $5,000
Citi Platinum Select - $2,600
Discover More - $4,000
Established Member
waralpha
Posts: 47
Registered: ‎08-16-2011
0

Re: Citi Dividend Platinum Select 4Q 5% Rewards

[ Edited ]

Items sold by Amazon(not necessarily Amazon Marketplace) are marked as Merchant: Bookstore for Visa.  This allows people with Citi Forward to get 5 points/dollar spent at Amazon. Do not know how they are marked via MasterCard though.  :smileysad:

Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
0

Re: Citi Dividend Platinum Select 4Q 5% Rewards


waralpha wrote:

Items sold by Amazon(not necessarily Amazon Marketplace) are marked as Merchant: Bookstore for Visa.  This allows people with Citi Forward to get 5 points/dollar spent at Amazon. Do not know how they are marked via MasterCard though.  :smileysad:



That's interesting, is there any reason why Amazon would be different for MC?  My Citi DPS is a Visa, do you all have the MC version?

 

 

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew

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