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Valued Contributor
Posts: 1,486
Registered: ‎08-14-2011
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Citi Dividend Platinum Select 4Q 5% Rewards

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Frequent Contributor
Posts: 293
Registered: ‎06-05-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards

Do you know what category Amazon would fall under? If any?

Scores: EQ - 763 (Amex FICO 8/1/2015) TU - 761 (Discover FICO - 7/31/2015), EQ - 770 (Citi FICO - 7/28/2015)
Current Cards: Amex BCE - 10k, NFCU cashRewards Sig - 8k, Discover It - 7k, Citi Dividend WE- 6.5k, Chase Freedom - 4k
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Re: Citi Dividend Platinum Select 4Q 5% Rewards

I just received an email notifying me to enroll. Other than toy stores, the other categories don't interest me.Smiley Sad

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Contributor
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Registered: ‎08-14-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


JollehRoger wrote:

Do you know what category Amazon would fall under? If any?


Amazon is a department store, but because it's only online I don't think it qualifies for the 5%.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Contributor
Posts: 101
Registered: ‎04-28-2009
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


ptr2593 wrote:

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 


Did you mean quarter or year? $300 for the whole year seems low.

AmEx Blue Cash Everyday - $1,100 - need CLI or will close
BankAmerica Cash Rewards - $10,000
Chase Freedom - $10,000
Chase Sapphire Preferred - $5,000
Chase Ink Bold - $5,000
Citi Platinum Select - $2,600
Discover More - $4,000
Valued Contributor
Posts: 1,486
Registered: ‎08-14-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


johnnie198x wrote:

ptr2593 wrote:

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 


Did you mean quarter or year? $300 for the whole year seems low.


I mean year.  I wasn't sure what or if they had a cap so I googled it earlier and read the $300/yr thing here:

 

http://www.consumerismcommentary.com/citibank-discontinuing-dividend-platinum-select-cash-back-rewar...

 

and here:  http://www.dailymarkets.com/personal-finance/2010/10/20/citi-dividend-platinum-select-card-for-colle...

 

I agree it is very low Smiley Sad  It is, however, a card for college students and to hit the $300 cap you would need to spend $6000 in a year.  $6000 is quite a bit to spend on rotating categories as a college student, imo.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Established Contributor
Posts: 620
Registered: ‎05-09-2009
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Re: Citi Dividend Platinum Select 4Q 5% Rewards

$300 cap doen't apply to Citi's online shopping sites.  Just regular card purchase made throughout the year.  Someone correct me if i'm wrong

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


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Contributor
Posts: 101
Registered: ‎04-28-2009
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


ptr2593 wrote:

johnnie198x wrote:

ptr2593 wrote:

Just accepted the 4th quarter 5% cash back rewards offer from Citi.  I think the cap for Citi is $300 cash back in a calendar year.

 

During Q4 2011, the categories are Department stores, Clothing stores, Electronics stores, and Toy stores.

 

 


Did you mean quarter or year? $300 for the whole year seems low.


I mean year.  I wasn't sure what or if they had a cap so I googled it earlier and read the $300/yr thing here:

 

http://www.consumerismcommentary.com/citibank-discontinuing-dividend-platinum-select-cash-back-rewar...

 

and here:  http://www.dailymarkets.com/personal-finance/2010/10/20/citi-dividend-platinum-select-card-for-colle...

 

I agree it is very low Smiley Sad  It is, however, a card for college students and to hit the $300 cap you would need to spend $6000 in a year.  $6000 is quite a bit to spend on rotating categories as a college student, imo.


Well, then it is very very low. $300 per month is too much, but $300 per quarter (1.2k/year) is a more reasonable limit.

I have freedom, and I think $1500 per quarter is more than enough, but good (I'm purchasing a ticket over $1500 this month, and it's 5% back)

AmEx Blue Cash Everyday - $1,100 - need CLI or will close
BankAmerica Cash Rewards - $10,000
Chase Freedom - $10,000
Chase Sapphire Preferred - $5,000
Chase Ink Bold - $5,000
Citi Platinum Select - $2,600
Discover More - $4,000
Established Member
Posts: 47
Registered: ‎08-16-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards

[ Edited ]

Items sold by Amazon(not necessarily Amazon Marketplace) are marked as Merchant: Bookstore for Visa.  This allows people with Citi Forward to get 5 points/dollar spent at Amazon. Do not know how they are marked via MasterCard though.  Smiley Sad

Valued Contributor
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Registered: ‎08-14-2011
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Re: Citi Dividend Platinum Select 4Q 5% Rewards


waralpha wrote:

Items sold by Amazon(not necessarily Amazon Marketplace) are marked as Merchant: Bookstore for Visa.  This allows people with Citi Forward to get 5 points/dollar spent at Amazon. Do not know how they are marked via MasterCard though.  Smiley Sad



That's interesting, is there any reason why Amazon would be different for MC?  My Citi DPS is a Visa, do you all have the MC version?

 

 

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
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