I apped for this card on Friday afternoon (the visa) and was told they need further info and to call in. So I called in later that evening and the man I talked to put me on hold. He never asked any questions which I thought was weird. After about 5 minutes he came back and said they weren't able to give you a decision right now. You will hear back from us within a week.
After that I thought I was declined. I had setup the online account when I app'ed and checked this morning. The login worked! I couldn't access the account (or see my credit limit) though until I get the card in the mail as it wants the security code but I was approved. Maybe I will call in later on today and find out.
They pulled TU btw.
Figured I would give an update. I received an $800 credit limit like with my Forward.
My first independent credit card was Citi's Dividend Platinum Select Visa for College Students. It has grown with me and has one of my highest limits, at $19,000, spanning three product changes (Dividend to Diamond, then replaced by Thank You). Citi is also my primary issuer of credit cards. I have several cards with them, and they've treated me very well.
Citi is a great company to build a relationship with.