Reply
Regular Contributor
Posts: 142
Registered: ‎01-01-2011
0

Citi Dividend Platinum Select Card for College Students

[ Edited ]

I apped for this card on Friday afternoon (the visa) and was told they need further info and to call in. So I called in later that evening and the man I talked to put me on hold. He never asked any questions which I thought was weird. After about 5 minutes he came back and said they weren't able to give you a decision right now. You will hear back from us within a week.

 

After that I thought I was declined. I had setup the online account when I app'ed and checked this morning. The login worked! I couldn't access the account (or see my credit limit) though until I get the card in the mail as it wants the security code but I was approved. Maybe I will call in later on today and find out.

 

They pulled TU btw.

7/6 Equifax Fico - 678, 7/12 EX Fico 720 (lender pull), 7/19 TU Fico 707
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Citi Dividend Platinum Select Card for College Students

Congrats. Citi is a good company and the card will grow with you.

Regular Contributor
Posts: 142
Registered: ‎01-01-2011
0

Re: Citi Dividend Platinum Select Card for College Students

Thanks

7/6 Equifax Fico - 678, 7/12 EX Fico 720 (lender pull), 7/19 TU Fico 707
Regular Contributor
Posts: 142
Registered: ‎01-01-2011
0

Re: Citi Dividend Platinum Select Card for College Students

Figured I would give an update. I received an $800 credit limit like with my Forward.

7/6 Equifax Fico - 678, 7/12 EX Fico 720 (lender pull), 7/19 TU Fico 707
Frequent Contributor
Posts: 321
Registered: ‎10-25-2009
0

Re: Citi Dividend Platinum Select Card for College Students

Congrats! 

 

My first independent credit card was Citi's Dividend Platinum Select Visa for College Students. It has grown with me and has one of my highest limits, at $19,000, spanning three product changes (Dividend to Diamond, then replaced by Thank You). Citi is also my primary issuer of credit cards. I have several cards with them, and they've treated me very well.

 

Citi is a great company to build a relationship with. Smiley Happy

Despite my employment in the banking industry, any and all views contained in this post are purely my own, and do not represent any financial institution, nor constitute as financial or investment guidance or advise.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.