Reply
Frequent Contributor
raenys
Posts: 387
Registered: ‎08-25-2011
0

Re: Citi Dividend Platinum Visa acceptance!!

Lol! I love your posts. You are so enthusiastic.

 

I would try to do another recon with Discover. Maybe even wait for the new card to post the CL and then call.

My daughter only had 6 months history and Discover gave her a card. I think it depends on who you talk to on the other side.

Since you took the hit, I would make a few more calls to discover and hopefully succeed.

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Citi Dividend Platinum Visa acceptance!!

Anyone knows what bureau CITI checks?




Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
0

Re: Citi Dividend Platinum Visa acceptance!!


raenys wrote:

Lol! I love your posts. You are so enthusiastic.

 

I would try to do another recon with Discover. Maybe even wait for the new card to post the CL and then call.

My daughter only had 6 months history and Discover gave her a card. I think it depends on who you talk to on the other side.

Since you took the hit, I would make a few more calls to discover and hopefully succeed.


lol thanks! Yeah I was pretty happy last night.

 

Yeah I was thinking about calling again today, and I probably will once I get done with classes. Since they cited account age, do you think it'd be a good idea to mention I got two NEW accounts? Or given their limits and the prestige (AMEX especially), would it help? 

 

I'm not sure if mentioning the new ones would hurt or help me. 

Photobucket
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Citi Dividend Platinum Visa acceptance!!


FloridaState12 wrote:

raenys wrote:

Lol! I love your posts. You are so enthusiastic.

 

I would try to do another recon with Discover. Maybe even wait for the new card to post the CL and then call.

My daughter only had 6 months history and Discover gave her a card. I think it depends on who you talk to on the other side.

Since you took the hit, I would make a few more calls to discover and hopefully succeed.


lol thanks! Yeah I was pretty happy last night.

 

Yeah I was thinking about calling again today, and I probably will once I get done with classes. Since they cited account age, do you think it'd be a good idea to mention I got two NEW accounts? Or given their limits and the prestige (AMEX especially), would it help? 

 

I'm not sure if mentioning the new ones would hurt or help me. 


On the flip side, if you mention all those new accounts, Discover would likely shut you down for having too 'many' recent applications for credit.





myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+