So today I logged onto my account to make a early payment, the first thing I notice is that: my card number is wrong - its saying master card- I need to activate a new card -naturally this causes some small amount of concern.
So I call CS and I get some interesting news, apparently I applied during a transition where Citi is changing the Dividend Visa cards to MC to provide "better benefits" This most likely means more money for Citi so it should be interesting to see what it says when I receive my new card.
BUT the good news is that I wanted to change to MC anyway, and this is much better then the 6 months they had told me I would need to wait before a change! 
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
