Credit Card Center Advertiser Disclosure

Reply
New Contributor
Posts: 57
Registered: ‎02-01-2012
0

Citi Dividend to Citi Forward (major luv)

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Valued Member
Posts: 49
Registered: ‎03-07-2012
0

Re: Citi Dividend to Citi Forward (major luv)

good stuff!
Amex Blue Cash Everyday $15,000 | Citi Thank You Preferred $12,000 | Chase Sapphire Preferred $10,000 | Mid-Atlantic Credit Union $5,000
Established Contributor
Posts: 971
Registered: ‎08-02-2008
0

Re: Citi Dividend to Citi Forward (major luv)


shawal16 wrote:

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.


Nice - Just an FYI make sure to confirm the conversion to the Forward gives you the 5% promo. They have recently converted folks into the 2% promo (I was one of them). When suibmitting your request make sure they comment over the phone its the 5% card you are getting. Good luck!

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
New Contributor
Posts: 57
Registered: ‎02-01-2012
0

Re: Citi Dividend to Citi Forward (major luv)

UF -

 

They didn't mention whether it was 2% or 5%. I assumed it was 5% all around. I guess I gotta wait until I get the card.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Valued Contributor
Posts: 1,588
Registered: ‎04-24-2008
0

Re: Citi Dividend to Citi Forward (major luv)

Congrats, would be nice if all banks allow this.

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Citi Dividend to Citi Forward (major luv)

What is this 2% Forward card promo you speak of? I thought it was always 5% on restaurants and books.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.