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New Contributor
shawal16
Posts: 57
Registered: ‎02-01-2012

Citi Dividend to Citi Forward (major luv)

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Established Member
Goodwillhunting
Posts: 22
Registered: ‎03-07-2012

Re: Citi Dividend to Citi Forward (major luv)

good stuff!
Fico EQ - 654 7/7/12
Trans - 657 (Amex pull) 7/14/12
Established Contributor
UFGuy2006
Posts: 597
Registered: ‎08-02-2008

Re: Citi Dividend to Citi Forward (major luv)


shawal16 wrote:

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.


Nice - Just an FYI make sure to confirm the conversion to the Forward gives you the 5% promo. They have recently converted folks into the 2% promo (I was one of them). When suibmitting your request make sure they comment over the phone its the 5% card you are getting. Good luck!

FICO: EX: 756 (5/13); TU: 776 (5/13)
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New Contributor
shawal16
Posts: 57
Registered: ‎02-01-2012

Re: Citi Dividend to Citi Forward (major luv)

UF -

 

They didn't mention whether it was 2% or 5%. I assumed it was 5% all around. I guess I gotta wait until I get the card.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Established Contributor
tntexans72
Posts: 1,043
Registered: ‎04-24-2008

Re: Citi Dividend to Citi Forward (major luv)

Congrats, would be nice if all banks allow this.

Established Contributor
bribro
Posts: 976
Registered: ‎04-20-2012

Re: Citi Dividend to Citi Forward (major luv)

What is this 2% Forward card promo you speak of? I thought it was always 5% on restaurants and books.

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