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Citi Dividend to Citi Forward (major luv)

New Contributor

Citi Dividend to Citi Forward (major luv)

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Message 1 of 6
5 REPLIES
Valued Member

Re: Citi Dividend to Citi Forward (major luv)

good stuff!
Amex Blue Cash Everyday $15,000 | Citi Thank You Preferred $12,000 | Chase Sapphire Preferred $10,000 | Mid-Atlantic Credit Union $5,000
Message 2 of 6
Established Contributor

Re: Citi Dividend to Citi Forward (major luv)


shawal16 wrote:

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.


Nice - Just an FYI make sure to confirm the conversion to the Forward gives you the 5% promo. They have recently converted folks into the 2% promo (I was one of them). When suibmitting your request make sure they comment over the phone its the 5% card you are getting. Good luck!

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 3 of 6
New Contributor

Re: Citi Dividend to Citi Forward (major luv)

UF -

 

They didn't mention whether it was 2% or 5%. I assumed it was 5% all around. I guess I gotta wait until I get the card.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Message 4 of 6
Valued Contributor

Re: Citi Dividend to Citi Forward (major luv)

Congrats, would be nice if all banks allow this.

Message 5 of 6
Valued Contributor

Re: Citi Dividend to Citi Forward (major luv)

What is this 2% Forward card promo you speak of? I thought it was always 5% on restaurants and books.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
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