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New Contributor
shawal16
Posts: 57
Registered: ‎02-01-2012

Citi Dividend to Citi Forward (major luv)

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Valued Member
Goodwillhunting
Posts: 49
Registered: ‎03-07-2012

Re: Citi Dividend to Citi Forward (major luv)

good stuff!
Amex Blue Cash Everyday $15,000 | Citi Thank You Preferred $12,000 | Chase Sapphire Preferred $10,000 | Mid-Atlantic Credit Union $5,000
Established Contributor
UFGuy2006
Posts: 712
Registered: ‎08-02-2008

Re: Citi Dividend to Citi Forward (major luv)


shawal16 wrote:

I called a few minutes ago to have my Dividend Card changed to Forward. Forward has 5% for restaurant and books. I eat out alot and read so I thought that would be more beneficial. Initially she said I couldn't do the product change but then she transferred me to her supervisor.

 

The supervisor was able to do the product change. I have about $65 dividend dollars because they only send out checks in $50 increments she will also give me a $20 statement credit on citi forward. So I just made $5, and on top of that my interest rate was decreased my 8%.

 

Needless to say I am very happy with Citi.


Nice - Just an FYI make sure to confirm the conversion to the Forward gives you the 5% promo. They have recently converted folks into the 2% promo (I was one of them). When suibmitting your request make sure they comment over the phone its the 5% card you are getting. Good luck!

FICO: EX: 735 (5/14); TU: 776 (5/14); EQ 711 (5/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 5 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

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New Contributor
shawal16
Posts: 57
Registered: ‎02-01-2012

Re: Citi Dividend to Citi Forward (major luv)

UF -

 

They didn't mention whether it was 2% or 5%. I assumed it was 5% all around. I guess I gotta wait until I get the card.

Current Score: EX - 775; EQ - 774; TU - 768 6/06/2012 FAKO
Starting Score: EX - 738; EQ - 740; TU - 750 01/30/2012 FAKO
Approved for USDA Guranteed Mortgage...waiting on the builders now!
Valued Contributor
tntexans72
Posts: 1,071
Registered: ‎04-24-2008

Re: Citi Dividend to Citi Forward (major luv)

Congrats, would be nice if all banks allow this.

Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012

Re: Citi Dividend to Citi Forward (major luv)

What is this 2% Forward card promo you speak of? I thought it was always 5% on restaurants and books.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

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