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Senior Contributor
Wanderer
Posts: 3,029
Registered: ‎10-03-2008

Re: Citi Dividend upgrade to MC World ELITE

[ Edited ]

Of interest, I had a Citi Thank You Mastercard since April 2009. Called in to customer service and explained I wanted cash and some travel benefits. The rep took some time and explored the Citi system for cards fitting my request. When we were done she product changed me to the Citi World Elite Mastercard. My CL was $6,750 (no credit line increase) and my purchases apr was 15.9% lowered to 14.24% and cash at 25.9% with no AF and BT's at 0.0%. Took 45 days plus 10 days mailing starting in February 2013 and receiving the card in early April 2013.

Regular Contributor
370Z
Posts: 194
Registered: ‎06-15-2013

Re: Citi Dividend upgrade to MC World

[ Edited ]

Wanderer wrote:

Of interest, I had a Citi Thank You Mastercard since April 2009. Called in to customer service and explained I wanted cash and some travel benefits. The rep took some time and explored the Citi system for cards fitting my request. When we were done she product changed me to the Citi World Elite Mastercard. My CL was $6,750 (no credit line increase) and my purchases apr was 15.9% lowered to 14.24% and cash at 25.9% with no AF and BT's at 0.0%. Took 45 days plus 10 days mailing starting in February 2013 and receiving the card in early April 2013.


Was it still a Thank You card after the PC? Or did you go for something else?

Citi AAdvantage Plat. VS - 10k - 12.24% - 6/12 ~ Chase Ink+ WEMC - 5k - 10.24% - 7/12 ~ Chase Freedom VS - 5k - 12.99% - 2/13 ~ Chase Hyatt VS - 5k - 15.24% - 6/13 ~ Amex Hilton HHonors - 5.8k -12.24% - 8/13 ~ Chase IHG VP - 3k - 15.24% - 1/14 ~ Chase Ink$ VS - 5k - 13.24% - 5/14
Senior Contributor
Wanderer
Posts: 3,029
Registered: ‎10-03-2008

Re: Citi Dividend upgrade to MC World ELITE

[ Edited ]

No, it was product changed to a Citi Dividend World Elite Mastercard. Benefits of the Citi Dividend Card and all of the World Elite Mastercard (see www.mastercard.com). Benefits focus on travel, hotel and elite type of products. Great for a traveler. There is a 3% Foreign Transaction Fee and the Travel Lounge is by permit and a fee of $27 I believe. Hope this helps.

Senior Contributor
Wanderer
Posts: 3,029
Registered: ‎10-03-2008

Re: Citi Dividend upgrade to MC World ELITE

[ Edited ]

How did you get a Chase Ink + WEMC? I have the cash version of the card since 2006 with $10K CL and 12.24%.

Established Contributor
ezdoesit
Posts: 707
Registered: ‎03-16-2013

Re: Citi Dividend upgrade to MC World

[ Edited ]

370Z wrote:

Wanderer wrote:

Of interest, I had a Citi Thank You Mastercard since April 2009. Called in to customer service and explained I wanted cash and some travel benefits. The rep took some time and explored the Citi system for cards fitting my request. When we were done she product changed me to the Citi World Elite Mastercard. My CL was $6,750 (no credit line increase) and my purchases apr was 15.9% lowered to 14.24% and cash at 25.9% with no AF and BT's at 0.0%. Took 45 days plus 10 days mailing starting in February 2013 and receiving the card in early April 2013.


Was it still a Thank You card after the PC? Or did you go for something else?


I would think he still has the thank you card just the WEMC version.  Thank You is the product World elite is just a type of MC.  Just like I have the Citi dividend WEMC.

 

Also somehow with Citi you don't need a 5k credit limit to be WEMC not like chase with their CSP.  Honestly by doing this they are making a watered down product.

Regular Contributor
370Z
Posts: 194
Registered: ‎06-15-2013

Re: Citi Dividend upgrade to MC World


Wanderer wrote:
How did you get a Chase Ink + WEMC? I have the cash version of the card since 2006 with $10K CL and 12.24%.

The Ink Plus and Bold cards only come in WEMC. You'd have to apply for one of them.

Citi AAdvantage Plat. VS - 10k - 12.24% - 6/12 ~ Chase Ink+ WEMC - 5k - 10.24% - 7/12 ~ Chase Freedom VS - 5k - 12.99% - 2/13 ~ Chase Hyatt VS - 5k - 15.24% - 6/13 ~ Amex Hilton HHonors - 5.8k -12.24% - 8/13 ~ Chase IHG VP - 3k - 15.24% - 1/14 ~ Chase Ink$ VS - 5k - 13.24% - 5/14
Senior Contributor
Wanderer
Posts: 3,029
Registered: ‎10-03-2008

Re: Citi Dividend upgrade to MC World ELITE

[ Edited ]

Some confusion on my part. Hard to follow some of the comments.

Contributor
schrute
Posts: 91
Registered: ‎09-16-2012

Re: Citi Dividend upgrade to MC World

Got a picture of what it looks like?

Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Re: Citi Dividend upgrade to MC World

This forum doesn't allow to post the picture of the card.


Ron.
Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Re: Citi Dividend upgrade to MC World

Here is the welcome kit of the card.

link:
https://www.citicards.com/cards/wv/pdf/divworldELITEmc_welcome_kit.pdf


It might give you an idea what the card is going to look like.


Ron.

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