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@baller4life wrote:Those are all nice cards. You have to decide for yourself which fit your lifestyle and if you really have the need for anymore. Personally, I'm just trying to thicken my file with a variety of creditors. I'm anal about diversification given the fact so many creditors are bipolar and will cld or close accts in a heartbeat. So, when I started rebuilding I decided I wanted a card from all major players and a couple CUs. The ones left are:
US Bank Cash+
Amex ED(transfer limit from Delta and close)
Chase Sapphire
Citi Double Cash
USAA Rate AdvPenfed Platinum Cash Rewards
That's my 2015 spree list.
You said 5 that's 6 Lol
I'm watching
@pizza1 wrote:Lmao!! And I bet half of them are from Navy!! That's why I'm chilling for two yrs with no apps, except an apt next year.
I wish NFCU would smile upon me....but no dice. I just don't qualify.
@myjourney wrote:
@baller4life wrote:Those are all nice cards. You have to decide for yourself which fit your lifestyle and if you really have the need for anymore. Personally, I'm just trying to thicken my file with a variety of creditors. I'm anal about diversification given the fact so many creditors are bipolar and will cld or close accts in a heartbeat. So, when I started rebuilding I decided I wanted a card from all major players and a couple CUs. The ones left are:
US Bank Cash+
Amex ED(transfer limit from Delta and close)
Chase Sapphire
Citi Double Cash
USAA Rate AdvPenfed Platinum Cash Rewards
That's my 2015 spree list.You said 5 that's 6 Lol
I'm watching
So then..... "final spree" will lead to another "final spree" because one will be left out. Of course, by then needs/wants will have changed. The cycle continues......
@myjourney wrote:
@baller4life wrote:Those are all nice cards. You have to decide for yourself which fit your lifestyle and if you really have the need for anymore. Personally, I'm just trying to thicken my file with a variety of creditors. I'm anal about diversification given the fact so many creditors are bipolar and will cld or close accts in a heartbeat. So, when I started rebuilding I decided I wanted a card from all major players and a couple CUs. The ones left are:
US Bank Cash+
Amex ED(transfer limit from Delta and close)
Chase Sapphire
Citi Double Cash
USAA Rate AdvPenfed Platinum Cash Rewards
That's my 2015 spree list.You said 5 that's 6 Lol
I'm watching
Oh yeah. 6 but ED and Delta will cancel each other out. I'm allergic to AFs.
@baller4life wrote:
Swap you could always join the military!
This is true. I will jump through a certain amount of hoops in order to get what I want......I am not sure that I would go that far for a cc though...lol.
@Swapmeet wrote:
@myjourney wrote:
@baller4life wrote:Those are all nice cards. You have to decide for yourself which fit your lifestyle and if you really have the need for anymore. Personally, I'm just trying to thicken my file with a variety of creditors. I'm anal about diversification given the fact so many creditors are bipolar and will cld or close accts in a heartbeat. So, when I started rebuilding I decided I wanted a card from all major players and a couple CUs. The ones left are:
US Bank Cash+
Amex ED(transfer limit from Delta and close)
Chase Sapphire
Citi Double Cash
USAA Rate AdvPenfed Platinum Cash Rewards
That's my 2015 spree list.You said 5 that's 6 Lol
I'm watching
So then..... "final spree" will lead to another "final spree" because one will be left out. Of course, by then needs/wants will hve changed. The cycle continues......
Lol
@baller4life wrote:
@myjourney wrote:
@baller4life wrote:Those are all nice cards. You have to decide for yourself which fit your lifestyle and if you really have the need for anymore. Personally, I'm just trying to thicken my file with a variety of creditors. I'm anal about diversification given the fact so many creditors are bipolar and will cld or close accts in a heartbeat. So, when I started rebuilding I decided I wanted a card from all major players and a couple CUs. The ones left are:
US Bank Cash+
Amex ED(transfer limit from Delta and close)
Chase Sapphire
Citi Double Cash
USAA Rate AdvPenfed Platinum Cash Rewards
That's my 2015 spree list.You said 5 that's 6 Lol
I'm watching
Oh yeah. 6 but ED and Delta will cancel each other out. I'm allergic to AFs.
SMH