@Anonymous wrote:
Funny you mention the QS. Cap1 just upgraded me from QS1 to QS. I had to ask, but my account had the option. Forgot to ask if that means it's graduating to a world card as it also has a CL over 5k
Probably not, unless you spend a lot of money on it. I have three QS cards, one started off as a QS1 card, one started off as an HSBC card, and the other started off as a Visa Signature card. The limit on the first one is over $5000 and it is merely still a MC Platinum, the second one is not over $5000, and the third one started off with a $5000 limit. So even though I must qualify for a World card, since it is basically the same level as a Signature card, they don't seem interested in upgrading the MC to World status. My plan is to combine the other two cards to the one with the lowest limit and lowest APR to see what happens. My bet is that nothing will happen but I will end up with a limit over $20K. So I will basically have a lower APR and a huge limit with a card I will place in my sock drawer and only use it for overseas travels whenever Discover is not accepted....
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
