Citi Double Cash

[Anonymous]

Maybe it's a new policy?

Thanks for the information op.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Whenever I ask for something they pull Experian and Equifax for me. 

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wow!  I have only been double pulled when I applied.  When I was approved I did ask for increase at activation and did not get another HP.

That is ridiculous that they triple pulled the OP.  I am wondering though if they double pulled and OP asked for increase at activation thus resulting in 3 HPs?

This just further reinforces "YEMV"/"YMMV"

At least with citi triple pull, VS capital one, you will be more likely to get APR reductions and better increases!

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Citi doesn't pull a credit report to give me a decrease, at least not a hard pull. 

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They can HP if you are amidst a SP request and click request more. Or if you call in for a request when your account doesnt show increase eligibility.

[IncrsCreditScore1]

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@Anonymous wrote:

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@Anonymous wrote:

Whenever I ask for something they pull Experian and Equifax for me. 

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wow!  I have only been double pulled when I applied.  When I was approved I did ask for increase at activation and did not get another HP.

That is ridiculous that they triple pulled the OP.  I am wondering though if they double pulled and OP asked for increase at activation thus resulting in 3 HPs?

This just further reinforces "YEMV"/"YMMV"

At least with citi triple pull, VS capital one, you will be more likely to get APR reductions and better increases!

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I did not and have not asked for an increase.

[nachoslibres]

I've had my DC for about 14 months now with a $9,000 SL and I typically put at least $5k a month on it and have had several times where I've had to pay down the card in the middle of the month because I was close to hitting the limit.  I've tried several times to request a CLI online but every time it tells me it is going to do an HP which I refuse to do.  I know this doesn't have much to do with the OP but I know I've seen others do the same and it has only been an SP.

[IncrsCreditScore1]

You are more than welcome, 12velectronics.  I hope it is not a new policy, but could be.  Still cannot figure out why they pulled all 3.

[minski]

Wow. They only pulled EX for me earlier this year. 

I hope you got a decent SL and APR from the triple pull. 

[IncrsCreditScore1]

No, I didn't, Minski.  That was another surprise.