Citi Double Cash

[IncrsCreditScore1]

A few weeks ago I applied for and was approved for subject card.  Just discovered that Citi sent an inquiry to all three credit bureaus so am going to make notes for myself about that.  Wanted to let all of you know that Citi does the 3 board thing.

[Discover2016]

That is very strange especially with your scores, when I applied last year it was only one inquiry on Equifax. New policy maybe?

[Anonymous]

Citi is well known for pulling two, but this is the first instance I've seen of three.

[IncrsCreditScore1]

I was surprised, too.  Never thought about them pulling all three.

[Anonymous]

Citi only pulls one bureau for me. Congratulations on your new card!

[IncrsCreditScore1]

Thank you.

[Anonymous]

I only got one pull EQ.

[Anonymous]

Whenever I ask for something they pull Experian and Equifax for me. 

[Anonymous]

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@Anonymous wrote:

Whenever I ask for something they pull Experian and Equifax for me. 

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wow!  I have only been double pulled when I applied.  When I was approved I did ask for increase at activation and did not get another HP.

That is ridiculous that they triple pulled the OP.  I am wondering though if they double pulled and OP asked for increase at activation thus resulting in 3 HPs?

This just further reinforces "YEMV"/"YMMV"

At least with citi triple pull, VS capital one, you will be more likely to get APR reductions and better increases!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Whenever I ask for something they pull Experian and Equifax for me. 

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wow!  I have only been double pulled when I applied.  When I was approved I did ask for increase at activation and did not get another HP.

That is ridiculous that they triple pulled the OP.  I am wondering though if they double pulled and OP asked for increase at activation thus resulting in 3 HPs?

This just further reinforces "YEMV"/"YMMV"

At least with citi triple pull, VS capital one, you will be more likely to get APR reductions and better increases!

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Citi doesn't pull a credit report to give me a decrease, at least not a hard pull.