Citi Flex LOC with TU 687?

Red1Blue · ‎03-03-2008

What are the chances of getting Citi Flex LOC with TU 687? I filled out Citi Flex LOC App last night and got 7-10 day message. Is it a go or no go?

Anonymous · ‎03-03-2008

concorduser wrote:
What are the chances of getting Citi Flex LOC with TU 687? I filled out Citi Flex LOC App last night and got 7-10 day message. Is it a go or no go?

When DFiancee got the Citi Flex LOC it was instant approval.

You know they don't report the CL on this product, right?

Red1Blue · ‎03-03-2008

No, I did not know they dont report CL. That means if I use the Line then I am going to get hit with fico. Looks like it is a no win situation. Let us see what response they get back for the App. They pulled TU which is fairly clean among the 3 CR's.

fishbjc · ‎03-03-2008

CON: How are you app'ing with your fingers gorilla glued to the wall? Toes Maybe?

Red1Blue · ‎03-03-2008

Thought it would be nice to have the quick access to cash in case of emergency with out having to pay the outrageous Cash advances on Credit Cards.

I am on the phone today talking to CRA's about freezing my CR's. I want to know all the details today and start freezing them. EX would be the first one to freeze. I'll know by end of the day when and what CR's I am freezing.

Last 8 months has been a long journey in the life of the credit world. Not time to rest.

Anonymous · ‎03-03-2008

concorduser wrote:
No, I did not know they dont report CL. That means if I use the Line then I am going to get hit with fico. Looks like it is a no win situation. Let us see what response they get back for the App. They pulled TU which is fairly clean among the 3 CR's.

They also pulled TU on DFiancee. She had a 760 score at the time and was approved for $32.5K.

Good luck!

Red1Blue · ‎03-03-2008

cheddar wrote:

concorduser wrote:
No, I did not know they dont report CL. That means if I use the Line then I am going to get hit with fico. Looks like it is a no win situation. Let us see what response they get back for the App. They pulled TU which is fairly clean among the 3 CR's.

They also pulled TU on DFiancee. She had a 760 score at the time and was approved for $32.5K.

Good luck!

Wow. 760 that is a great score.

fishbjc · ‎03-03-2008

Con, why not go for NFCU? That looks like a definite there.

Anonymous · ‎03-03-2008

concorduser wrote:

Wow. 760 that is a great score.

Yeah, she gives me an inferiority complex when it comes to her scores. 760-775 across the board.