Hey all,
There has been significant discussion over the last month about the Citi Forward card. I can't speak to what is happening with new applications, but as a legacy cardholder (Applied two months ago today), I can confirm that I am still receiving 5x points on Bookstores, Amazon, and Restaurants. My most recent statement cut yesterday and I earned my $100 signup bonus along with tons of Thank You points from purchase. I redeemed them for a student loan credit at a 1:1 ratio (12,500 points for $125). This is the second statement with successful posting of 5x points.
Also - there was talk about what is stated in the Citi website's "Benefit Builder" section for existing cardholders. The following is what it says in my Benefits Builder summary. Note that I continue to receive 4 extra bonus points in my "popular categories" but the Benefits Builder isn't specific to that feature. In my experience, calling CSR will get all account-specific questions answered on this card. On the other hand, the CSRs have been clueless about new applications and the card's future.
- Up to 2% purchase APR reduction when you make a purchase, pay on time and stay under the credit limit 3 billing months in a row (0.25% per quarter, up to 8x max)
- Earn at least 1 ThankYou® Point for every $1 you spend on purchases including in popular categories like restaurants and entertainment
- Earn up to 1,200 bonus ThankYou® Points for paying on time and staying under your credit limit
- You can redeem ThankYou Points for almost anything from gift cards, electronics, and travel to student loan rebates and statement credits; with rewards starting at 1,000 points
Hope this helps!
