Citi Forward, Citi Platinum Select or both?

[Anonymous]

Nah, I didn't bother. I decided I would wait till they send me an offer. I don't really need the card much. I just wanted to have a Visa in my wallet - just in case my Amex or Discover cards wouldn't be accepted somewhere. But screw it, if they don't take them, I'm not dealing with that merchant.

And I have my Capital One Mastercard in my drawer as a backup.

[mahendra82]

---

@trumpet-205 wrote:

Student version, but there is no difference once you got the card. 

Two differences between student and regualr version, 

* No BT introdcutory offer for student version.

* 7 months 0% intro APR on purchase for student, 12 months for regular.

---

I got the student version but received a 0% APR for 12 months promo. 

[Anonymous]

^^^ I got the student version and got an APR of 12.99