Reply
Member
gnay
Posts: 9
Registered: ‎01-29-2013
0

Citi Forward Signature Odd

Last week, I requested a global chip version of the Forward card just out of curiosity.

When I got the card in mail today, I found out the replacement card came in Signature version with the EMV chip embedded in it.

I thought to quality as a Sig card, the CL must be greater than $5,000?

However, my current limit is $2,000, and that limit remains as is. What is going on?

I've only had this card since March.

 

 

Super Contributor
longtimelurker
Posts: 7,247
Registered: ‎04-22-2013
0

Re: Citi Forward Signature Odd

The $5K for sig doesn't seem to be an absolute hard and fast rule, many people have posted about getting Signature cards with lower limits (sometimes after a PC, sometimes not).

 

 

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Super Contributor
longtimelurker
Posts: 7,247
Registered: ‎04-22-2013
0

Re: Citi Forward Signature Odd

I just asked about an EMV chip for my Forward, and got:

 

"Thank you for your inquiry.  At this time, the option to change the design of your plastic is not available."

 

 

Mmmm.

 

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Valued Contributor
indiolatino61
Posts: 1,479
Registered: ‎11-10-2012
0

Re: Citi Forward Signature Odd


gnay wrote:

Last week, I requested a global chip version of the Forward card just out of curiosity.

When I got the card in mail today, I found out the replacement card came in Signature version with the EMV chip embedded in it.

I thought to quality as a Sig card, the CL must be greater than $5,000?

However, my current limit is $2,000, and that limit remains as is. What is going on?

I've only had this card since March.

 

 


Perhaps the chipped version only comes in a sig card?

 photo Logo-CreditCardCollection-DataInclusive_zps2390ab7f.jpg
Senior Contributor
jsucool76
Posts: 3,608
Registered: ‎12-11-2011
0

Re: Citi Forward Signature Odd

I just requested a chipped version. We'll see what happens :smileytongue: 

Super Contributor
longtimelurker
Posts: 7,247
Registered: ‎04-22-2013
0

Re: Citi Forward Signature Odd

Just got another message:

 

Unfortunately the Global Chip Card is not available on the Citi Forward accounts. If you would like to convert to a different card that has the chip card option, please contact customer service for the terms and conditions of each card.

 


OP, can you confirm that it really is an EMV card and not Near Field?

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Member
gnay
Posts: 9
Registered: ‎01-29-2013
0

Re: Citi Forward Signature Odd

[ Edited ]

Yes, it is an EMV card. I actually got two replacement cards with siggy logo and silver chip. I requested the near field (pay pass?) As well, but that never came. When first I talked to frontline CSR, he had no idea what an EMV chip was and said that function of the card wasn't offered. I told him to ask his supervisor, and he came back saying "global chip" on forward cards are, in fact, offered. I did tell him I will be traveling abroad this summer. So, give them a call. And also check your citi page where you request replacement cardS. I believe I saw an option of adding the chip function there. Hope I helped.

Does anyone know if citi reports their siggy card as NPSL or revolving account?

Super Contributor
longtimelurker
Posts: 7,247
Registered: ‎04-22-2013
0

Re: Citi Forward Signature Odd


gnay wrote:
Yes, it is an EMV card. I actually got two replacement cards with siggy logo and silver chip. I requested the near field (pass pass?) As well, but that never came. When first I talked to frontline CSR, he had no idea what an EMV chip was and said that function of the card wasn't offered. I told him to ask his supervisor, and he came back saying "global chip" on forward cards are, in fact, offered. I did tell him I will be traveling abroad this summer. So, give them a call. And also check your citi page where you request replacement cardS. I believe I saw an option of adding the chip function there. Hope I helped.

Does anyone know if citi reports their siggy card as NPSL or revolving account?

OK, I guess this is just CSR lack of knowledge.  I have the chip on the Premier and TYP, so I don't really need it, but maybe I will push again (especially if it gets me a Sig version).

 

Not sure why this still seems so hard for the US-based divisions, their European-based operations give out ONLY chip&pin cards!

CSP, Freedom, Chase Amazon, Cap One QS (x2), Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus, Fid Amex
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: Citi Forward Signature Odd

I have a global chip on my Citi Forward as well, and it's not a visa sig...
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Valued Contributor
FinStar
Posts: 6,027
Registered: ‎10-21-2012
0

Re: Citi Forward Signature Odd


gnay wrote:
Yes, it is an EMV card. I actually got two replacement cards with siggy logo and silver chip. I requested the near field (pass pass?) As well, but that never came. When first I talked to frontline CSR, he had no idea what an EMV chip was and said that function of the card wasn't offered. I told him to ask his supervisor, and he came back saying "global chip" on forward cards are, in fact, offered. I did tell him I will be traveling abroad this summer. So, give them a call. And also check your citi page where you request replacement cardS. I believe I saw an option of adding the chip function there. Hope I helped.

Does anyone know if citi reports their siggy card as NPSL or revolving account?

Citi reports Signature or World versions as revolving/flexible spending CLs.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}