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Frequent Contributor
Posts: 385
Registered: ‎02-06-2009
0

Citi Forward ThankYou Points cap and redemption

I researched the best card for restaurants/fast food and decided that Citi Forward's 5 points/$1 spent in those categories was the best deal. Older myFICO discussions indicate that there's a cap of 75,000 ThankYou Points per year. I read the Reward Program Information and didn't see anything about a cap.

 

I understand that 1 ThankYou Point doesn't equal 1 cent in most cases, but some have mentioned that at the 10,000 ThankYou Point level, you can redeem for $100 cash, or maybe statement credit... I can't remember.

 

If you're a current Citi Forward cardholder, please comment on the current point cap and best redemption rates.


Current Score 08/20/2015 - TU 794 (Discover TU FICO® Score 8)
Current Score 07/28/2015 - EQ 786 (Citi EQ FICO® Bankcard Score 8)
GOAL - 800! - App free since 05/18/2015
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Citi Forward ThankYou Points cap and redemption

10k TY points is $50 cash or statement credit. I have the forward and even tho its easy to rack up points, they are not worth much unless you redeem them in gift cards.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
Posts: 288
Registered: ‎02-06-2012
0

Re: Citi Forward ThankYou Points cap and redemption

2.5 %  back then ? 

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Citi Forward ThankYou Points cap and redemption

Also remember that you get 9k points for spending $650 in 3 months after opening account and you get 1k for signin up for paperless statements.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Citi Forward ThankYou Points cap and redemption

it's an extra step but you can always get gift cards and sell them at plastic jungle walmart gift cards get 92 cents on the dollar


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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