12-07-2012 04:52 AM
I researched the best card for restaurants/fast food and decided that Citi Forward's 5 points/$1 spent in those categories was the best deal. Older myFICO discussions indicate that there's a cap of 75,000 ThankYou Points per year. I read the Reward Program Information and didn't see anything about a cap.
I understand that 1 ThankYou Point doesn't equal 1 cent in most cases, but some have mentioned that at the 10,000 ThankYou Point level, you can redeem for $100 cash, or maybe statement credit... I can't remember.
If you're a current Citi Forward cardholder, please comment on the current point cap and best redemption rates.
12-07-2012 05:08 AM
12-07-2012 06:06 AM
12-07-2012 06:25 AM
it's an extra step but you can always get gift cards and sell them at plastic jungle walmart gift cards get 92 cents on the dollar
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