Credit Cards

[dyv8914]

Does anyone know if there is a Visa Signature version of this card? It's not listed on the Visa Sig website but then again I don't think their list is comprehensive either. Thanks!

[MS00000000]

Interesting question. I had always assumed any Visa with a $5,000 limit or higher was a Signature, but I looked at my card and it doesn't say it anywhere. 

[crunching_numbers]

I can tell you for a fact that my Chase Freedom card had an $8600 CL, and was not a signature card.  Was just upgraded to signature this month.  I don't think the dollar amount of the line is involved in their decisions at all.

[dyv8914]

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crunching_numbers wrote:

I can tell you for a fact that my Chase Freedom card had an $8600 CL, and was not a signature card.  Was just upgraded to signature this month.  I don't think the dollar amount of the line is involved in their decisions at all.

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How long did you have it before they upgraded you? I got my Freedom about 2 months ago, $7100 CL but its just the regular Visa.

[calogan]

Definately not, I have a Visa with >9k that is not a signature.

[andre181]

My Citi Forward has a $12k CL. Its not a sig.

I don't think there is a sig version of this card. 

[crunching_numbers]

It was an overstock.com branded Visa. It was converted to Freedom a year or two ago.  The upgrade to Signature was unexpected.  I did not ask for it. I was actually maxed out, and a charge put the card over limit by about $20 at Christmas.  They put the charge through and upgraded it to Signature.

[dyv8914]

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crunching_numbers wrote:

It was an overstock.com branded Visa. It was converted to Freedom a year or two ago.  The upgrade to Signature was unexpected.  I did not ask for it. I was actually maxed out, and a charge put the card over limit by about $20 at Christmas.  They put the charge through and upgraded it to Signature.

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I see, thanks for sharing! I'm interested in the Signature's concierge service, which some have pointed out is exceptionally good.

[dyv8914]

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andre181 wrote:

My Citi Forward has a $12k CL. Its not a sig.

I don't think there is a sig version of this card. 

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Yeah, that's what I suspect as well. I've never heard of anyone with a Sig version.

[ronw]

I have had the regular Citi Forward Visa card since 2009. This past week I received a notice from Citi stating that they were upgrading my card to a Visa Signature. It has all the same points as the regular Forward card, with the added benefits of VS. There was no change in interest rate or annual fee ($0). I did not request this upgrade.