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Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Citi Forward changes continue

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‎01-17-2013 06:49 AM

After being upgraded to Visa Sig and an EMV chip, it appears Citi is trying to do even more to make this an elite card. I just received an email from them offering 5x points on gas, groceries, drugstores, and commuter expenses (?) on the card from now through 3/31. However, it does say earn up to 2,500 additional points through 3/31, so it does seem to be capped very low. Still, the changes keep coming in, and $25 a quarter is a nice bonus. Normally I would be concerned with dilution of card benefits, but Citi seems to keep making this card even better!



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
Message 1 of 20 (927 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Citi Forward changes continue

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‎01-17-2013 06:51 AM

Lol as i was reading this i got the email with this info.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Citi Forward changes continue

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‎01-17-2013 06:54 AM

Maybe I should app for this card before they raise the credit standards for it :smileywink: (planning on apping for it in June)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: Citi Forward changes continue

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‎01-17-2013 07:16 AM

Also just noticed that they removed the limit on the number of points you can earn per year as of 9/2012. I've always used it exclusively for restaurant, movie theatre, and bookstore (I buy a bunch on Amazon) purchases. It might start taking away some of the general spend from my PRG with all these changes and offers.

Duncanrr, I haven't seen the card on their site since they started making these changes. The only Forward I am currently seeing on the site is the student version.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
Message 4 of 20 (868 Views)
 
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Established Contributor
searchingfor67
Posts: 614
Registered: ‎08-02-2011

Re: Citi Forward changes continue

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‎01-17-2013 07:22 AM

How long have you had your card?

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
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Frequent Contributor
FutureBillionaire
Posts: 420
Registered: ‎12-12-2012

Re: Citi Forward changes continue

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‎01-17-2013 07:26 AM

I received this email too.  Doesn't it get 5x points for Netflix, Hulu and others.  Also, doesn't it get points on rhapsody?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 6 of 20 (842 Views)
 
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Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: Citi Forward changes continue

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‎01-17-2013 07:30 AM

I got the card in December '09 as an MTVU Student card. No credit history aside from 1.5 years of student loans, only $6k in income, and they offered me a $4k limit. About a year or year and a half ago they upgrade me to the regular Forward without a request on my part. After graduating and getting a good job, I asked for a CLI last Semptember and was bumped to $5.5k on a soft pull. Now they've made a whole host of upgrades this past week without a request from me. Talk about growing with you!

- Sorry for lack of quoting. On my iPhone.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
Message 7 of 20 (825 Views)
 
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Valued Contributor
Ron1
Posts: 2,870
Registered: ‎05-23-2009

Re: Citi Forward changes continue

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‎01-17-2013 07:40 AM

I also got 5% cash back on eligible purchases on my Cash Returns Mastercard.

 

Earn 5% Cash Back On Eligible Everyday Purchases!1 - Yahoo! Mail.jpg

Message 8 of 20 (801 Views)
 
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Citi Forward changes continue

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‎01-17-2013 07:42 AM

I just tried on a nerdwallet link and the app page for it is down.  Only the student version is up.  I hope it didnt get the axe.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 9 of 20 (795 Views)
 
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Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Citi Forward changes continue

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‎01-17-2013 07:49 AM

Aww duncan seems your late to the party lol thank god i didnt pc mine.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Message 10 of 20 (773 Views)
 
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