Credit Cards Center Credit cards from our partners
Reply
New Member
Posts: 4
Registered: ‎01-21-2013
0

Citi Forward no more 5ty points?

Hey guys,

 

I know Citi took the Forward off their website but I just logged into Citi's benefits builder to view the benefits on my cards, and it shows that I only earn 1 Thankyou Point for every dollar spent at restaurants and entertainment. Did they just changed this without telling us? Does this mean no more 5TY points at Amazon, restaurants, etc? If this is true, I guess it's time to close down my account or get a PC.

 

Citi

AMEX Platinum & Blue Cash Preferred | Discover IT | Chase Freedom | Bank of America Cash Rewards 1 2 3 | Citi Forward & Dividend Select | PenFed Cash Rewards

Coming Soon: Chase Sapphire Preferred 05/01/13
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Citi Forward no more 5ty points?

Yup looks like they did remove it


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Frequent Contributor
Posts: 298
Registered: ‎08-28-2012
0

Re: Citi Forward no more 5ty points?

[ Edited ]

omg **bleep** noooooo!  I hope that's for new cardholders, but if you looked at your benefits builder, then its probably true.  ARGH!  WHy can't they just grandfather us into the old rewards program?

 

EDIT: Actually, it says "Earn at least 1 Thank You Point for every $1 you spend at...".  I think it said that in my welcome packet that I got back in August.  If I recall correctly, my welcome packet never said 5x points on restaurants, bookstores, etc.  I think the wording has stayed the same.  Now, if it said "Earn a point for each dollar!" then yeah, the rewards structure would have changed.

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: EX 802 Last App: November 2012
New Member
Posts: 4
Registered: ‎01-21-2013
0

Re: Citi Forward no more 5ty points?


sakhalin070 wrote:

omg **bleep** noooooo!  I hope that's for new cardholders, but if you looked at your benefits builder, then its probably true.  ARGH!  WHy can't they just grandfather us into the old rewards program?

 

EDIT: Actually, it says "Earn at least 1 Thank You Point for every $1 you spend at...".  I think it said that in my welcome packet that I got back in August.  If I recall correctly, my welcome packet never said 5x points on restaurants, bookstores, etc.  I think the wording has stayed the same.  Now, if it said "Earn a point for each dollar!" then yeah, the rewards structure would have changed.


Yea, I noticed the wording as well, but that just means they are allowed to change the reward structure at any time without stating exactly how many points we will earn. What does "at least" mean? In any case, I hope they are not changing it because it just doesn't make sense. The Citi Forward Student still has the 5x points...

AMEX Platinum & Blue Cash Preferred | Discover IT | Chase Freedom | Bank of America Cash Rewards 1 2 3 | Citi Forward & Dividend Select | PenFed Cash Rewards

Coming Soon: Chase Sapphire Preferred 05/01/13
Contributor
Posts: 130
Registered: ‎11-26-2012
0

Re: Citi Forward no more 5ty points?

Nope, I can confirm that it has always said this.

Chase Sapphire Preferred - 5.6k (3/13) | Amex Premier Rewards Gold - NPSL (1/13) | Chase United MileagePlus Explorer Visa Signature - 9k (1/13) | Amex Delta Gold - 6k (9/12) | Citi Forward Visa - 10k (10/12) | Discover It - 2k (2/12) | Chase +1 Visa - $300 (2/11)
Valued Contributor
Posts: 1,621
Registered: ‎09-15-2012
0

Re: Citi Forward no more 5ty points?

From my interactions with Citi CSRs, the 5x points on restaurants, bookstores, etc is a "promotional" rewards structure. Albeit a very long standing promotional structure. Just the same, the CSRs have been unable to tell me anything was changing on my card, and in fact I have been assured that some sort of formal notice would accompany any rewards change on my individual card given its "promotional" status. So I also don't think that the wording is concerning at this point.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Regular Contributor
Posts: 186
Registered: ‎08-09-2012
0

Re: Citi Forward no more 5ty points?

If they wind up changing the structure, my Amex is going to get a lot more use. I only ever use the Forward for its 5x categories. Otherwise, I find the return to not be as good as that on my PRG (I value 1 MR point > 1 ThankYou point)
Amex BCP $20k | PenFed Platinum Rewards VS $16.5k | Amex HHonors $10k
Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Citi Forward no more 5ty points?

Wow, that sucks. I guess I dodged a bullet since I was just about to apply for a Forward card.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Citi Forward no more 5ty points?

[ Edited ]

Actually hold your thought for a moment.

 

You see Citi Forward has two flavors actually, one that offers 5X points and one that doesn't. Some people do stumble on the later one.

 

Similar to Priceline Visa, one that offers 2X points and one that doesn't.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Member
Posts: 16
Registered: ‎10-10-2012
0

Re: Citi Forward no more 5ty points?

My statement cut yesterday and it appears that I have received the 5X points as usual.

Wallet: Sallie Mae World MC ($7K 10/31/13 - 5% Gas) | Chase Freedom ($3K - 5% Rotating) | Citi Student Forward ($2200 - 5X Food, Entertainment & Book Stores) | Sams Discover ($1750)

Drawer: Sams Consumer ($4.5K) | Capital One Student Journey ($1250) | Capital One Secured MC ($225)

Credit Start Date: 08/05/2011 Age: 21

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.