cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Hilton Honors Card

tag
NYFan63
Established Contributor

Citi Hilton Honors Card

I have the Citi Best Buy credit card- will Citi consider my credit history with their Citi BB card if I were to apply for their Citi Hilton Honors card? 

 

 

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 1 of 20
19 REPLIES 19
s73guy
Contributor

Re: Citi Hilton Honors Card

Bumping this post.....I am in the same situation, and have the same question.  I have a feeling you guys will say that having the BB card won't affect the credit decision on the HHonors card, but here's to hoping, right? Smiley Wink

 

Has anyone had experience in this situation?

Capital One Venture: $30,000; Capital One Quicksilver: $10,000; PNC CashBuilder: $15,000; Chase Marriott Rewards: $10,000; Citi Double Cash: $9,400; Barclay Arrival World MasterCard: $11,150; USF FCU Rewards Visa Signature: $10,500; Suncoast CU Visa: $3,000; Discover It: $3,500; Nordstrom: $2,000; Kohl's: $2,500; Target: $600; Lowes: $6,900; Sams Club: $3,850; Evine: $3,000; HSN: $1,800; Paypal Credit: $4,350; Amazon Store: $5,400 --- EX: 726; EQ: 726; TU: 741

Message 2 of 20
NYFan63
Established Contributor

Re: Citi Hilton Honors Card

thanks S73 - I have been on the fence about apping - I was waiting to request a CLI with NFCU and I got approved yesterday - I may call this evening - I had success calling to get approved for the Barclay Arrival card....

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 3 of 20
Shock
Established Contributor

Re: Citi Hilton Honors Card

I would assume that because Best Buy is backed by Citibank, the history will net you another Citi card easily.

 photo myfico_zpsd00088cb.jpg
Message 4 of 20
Dw4250
Valued Contributor

Re: Citi Hilton Honors Card


@Shock wrote:

I would assume that because Best Buy is backed by Citibank, the history will net you another Citi card easily.


It really depends on the UW requirements for that particular card.  Just because you have another Citi-backed card doesn't guarantee they will give you another.

 

A good history with Citi certainly cannot hurt, but no idea if they do internal scores or not (like AMEX).  I would check whogavemecredit or other sites like that to see what scores are getting approvals.

 

Good luck!

Message 5 of 20
-NewGuy-
Moderator Emeritus

Re: Citi Hilton Honors Card

If you have another Citi card that you have treated well, I can only imagine that it will be beneficial to you when apping for another Citi card. I know that most banks weigh your relationhip with them as a factor during applications.

Message 6 of 20
Shock
Established Contributor

Re: Citi Hilton Honors Card


@-NewGuy- wrote:

If you have another Citi card that you have treated well, I can only imagine that it will be beneficial to you when apping for another Citi card. I know that most banks weigh your relationhip with them as a factor during applications.


+1. There has been anecdotal evidence on here that once you're in, you're in and the rest of the Citi cards are cake. Of course nothing is a guarantee but thats what users have reported.

 

Also, I would imagine that most major or "prime" lenders have their own internal scoring models

 photo myfico_zpsd00088cb.jpg
Message 7 of 20
-NewGuy-
Moderator Emeritus

Re: Citi Hilton Honors Card


@Shock wrote:

@-NewGuy- wrote:

If you have another Citi card that you have treated well, I can only imagine that it will be beneficial to you when apping for another Citi card. I know that most banks weigh your relationhip with them as a factor during applications.


+1. There has been anecdotal evidence on here that once you're in, you're in and the rest of the Citi cards are cake. Of course nothing is a guarantee but thats what users have reported.

 

Also, I would imagine that most major or "prime" lenders have their own internal scoring models


Yes exactly. It was been widely reported around here that Chase, for example, seems to value their relationship with pre-existing customers in good standing. People who have had a clean checking account with them for a while report successes with them. No hard numbers or people to quote or anything, but still.

Message 8 of 20
s73guy
Contributor

Re: Citi Hilton Honors Card


@NYFan63 wrote:

thanks S73 - I have been on the fence about apping - I was waiting to request a CLI with NFCU and I got approved yesterday - I may call this evening - I had success calling to get approved for the Barclay Arrival card....


Congrats on the CLI and the approval for the Arrival card.  That's a good card...I have it too.  I like that there are no blackout periods or restrictions on the travel carrier that you can use.  

Capital One Venture: $30,000; Capital One Quicksilver: $10,000; PNC CashBuilder: $15,000; Chase Marriott Rewards: $10,000; Citi Double Cash: $9,400; Barclay Arrival World MasterCard: $11,150; USF FCU Rewards Visa Signature: $10,500; Suncoast CU Visa: $3,000; Discover It: $3,500; Nordstrom: $2,000; Kohl's: $2,500; Target: $600; Lowes: $6,900; Sams Club: $3,850; Evine: $3,000; HSN: $1,800; Paypal Credit: $4,350; Amazon Store: $5,400 --- EX: 726; EQ: 726; TU: 741

Message 9 of 20
s73guy
Contributor

Re: Citi Hilton Honors Card

Thanks DW, NewGuy, & Shock.  Well, maybe I have some hope then.  I'm going to tend to my Best Buy relationship with Citi for a little longer before apping for a card with them, and let a few inquiries fall off (by November I'll be down to only 2).  

Capital One Venture: $30,000; Capital One Quicksilver: $10,000; PNC CashBuilder: $15,000; Chase Marriott Rewards: $10,000; Citi Double Cash: $9,400; Barclay Arrival World MasterCard: $11,150; USF FCU Rewards Visa Signature: $10,500; Suncoast CU Visa: $3,000; Discover It: $3,500; Nordstrom: $2,000; Kohl's: $2,500; Target: $600; Lowes: $6,900; Sams Club: $3,850; Evine: $3,000; HSN: $1,800; Paypal Credit: $4,350; Amazon Store: $5,400 --- EX: 726; EQ: 726; TU: 741

Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.