Credit Card Center Advertiser Disclosure†
01-04-2013 05:01 PM
So I applied for the Citi Hilton Hhonors Visa Signature card. After being declined, I gave Citi a call and spoke to their concerns. The CSR stated she would have the underwriting department look at it and get back to me. A few days pass with no phone call, so I decide to use the "check my status" link on their site... Bam! Approved for Hilton Honors Visa Gold 4k limit.
There is a statment that Visa Gold does not carry the same benefits, my question is do I still acrue points the same? Also, what about credits towards preferred status? I can't find this information anywhere. I'm sure it will come with my welcome package, but I'm a little impatient right now.
01-04-2013 05:04 PM
The reason for the statement about different benefits is not the rewards structure. It is due to you being selected for the Gold not Signature version. Visa Signature cards comes with added protection benefits and concierge service. That is all that should be different, I had the same message on one of my cards with Citi.
Congrats on the card though!
01-04-2013 05:07 PM
Oh I see...Thanks for the info!!
01-05-2013 08:39 AM
Congrats on the successful recon and approval.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.