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Citi Hilton Visa Signature Recon

Regular Contributor

Citi Hilton Visa Signature Recon

So I applied for the Citi Hilton Hhonors Visa Signature card.  After being declined, I gave Citi a call and spoke to their concerns.  The CSR stated she would have the underwriting department look at it and get back to me.  A few days pass with no phone call, so I decide to use the "check my status" link on their site... Bam!  Approved for Hilton Honors Visa Gold 4k limit.

 

There is a statment that Visa Gold does not carry the same benefits, my question is do I still acrue points the same?  Also, what about credits towards preferred status?  I can't find this information anywhere.  I'm sure it will come with my welcome package, but I'm a little impatient right now.

 

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
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Scores: EQ - 670 | TU- 742 | EX - 691
Message 1 of 5
4 REPLIES
Regular Contributor

Re: Citi Hilton Visa Signature Recon

The reason for the statement about different benefits is not the rewards structure.  It is due to you being selected for the Gold not Signature version.  Visa Signature cards comes with added protection benefits and concierge service.  That is all that should be different, I had the same message on one of my cards with Citi. 

 

 

Congrats on the card though!



Message 2 of 5
Regular Contributor

Re: Citi Hilton Visa Signature Recon

Oh I see...Thanks for the info!!

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 3 of 5
Valued Contributor

Re: Citi Hilton Visa Signature Recon

Congrats on the successful recon!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 4 of 5
Highlighted
Established Contributor

Re: Citi Hilton Visa Signature Recon

Congrats on the successful recon and approval.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 5