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Citi -- Is this a denial? *UPDATE*

New Contributor

Citi -- Is this a denial? *UPDATE*

Hello all,

 

Applied for my last card before I go into the garden, a Citi Thank You Preferred Card. What's your take on this response? Not sure if I was approved or denied.

 

Message received on 3rd screen after application:

 

Thank you for applying for a Citi credit card. Your application for the Citi ThankYou® Preferred Card was received on 08/26/2013.

We are currently processing your application and will be in touch within 1 week.  We look forward to the opportunity to serve you.

However, at the very end of my application, 5th screen, it stated this:

 

Your Card Details
Card Name:Citi ThankYou® Preferred Card
Annual Fee:$0.00
Thank you for choosing Citi and welcome to your new Citi ThankYou® Preferred Card!

 

Am I in?

EX 758 | EQ 721 | TU 768
Goal: 760+ across the board by May 2015
Gold Delta SkyMiles AMEX $32.8K | Citi Thank You Preferred $7K | Discover It $8.2K | Chase $3K + a few store cards
15 REPLIES
Senior Contributor

Re: Citi -- Is this a denial?

I think you're in...  yay u!

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
New Contributor

Re: Citi -- Is this a denial?

I hope so! They also emailed me a similar message (decision in a week), but this little tid bit was at the top of the email:
Cardmember: Jane D Doe
Application Id: 789456123456

(changed name and app ID for the thread, obviously)

EX 758 | EQ 721 | TU 768
Goal: 760+ across the board by May 2015
Gold Delta SkyMiles AMEX $32.8K | Citi Thank You Preferred $7K | Discover It $8.2K | Chase $3K + a few store cards
Valued Contributor

Re: Citi -- Is this a denial?


tinom1234 wrote:

I hope so! They also emailed me a similar message (decision in a week), but this little tid bit was at the top of the email:
Cardmember: Jane D Doe
Application Id: 789456123456

(changed name and app ID for the thread, obviously)


Maybe you can try to call in? It looks like maybe they need to do some verification?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Super Contributor

Re: Citi -- Is this a denial?

call app status and find out.

My guess is that you are approved though

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Senior Contributor

Re: Citi -- Is this a denial?

+1 call in asap an approval should be awaiting on the other line

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Valued Contributor

Re: Citi -- Is this a denial?

Update?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Contributor

Re: Citi -- Is this a denial?

Woooooo hooo!!!!!!!!!!!!!!!!! Approved! CL is 2K. Smiley Happy

EX 758 | EQ 721 | TU 768
Goal: 760+ across the board by May 2015
Gold Delta SkyMiles AMEX $32.8K | Citi Thank You Preferred $7K | Discover It $8.2K | Chase $3K + a few store cards
Senior Contributor

Re: Citi -- Is this a denial? *UPDATE*

yay! congrats Smiley Happy

Moderator Emerita

Re: Citi -- Is this a denial? *UPDATE*