Citi Luv

[MMart078]

So my Citi Luv buttom popped up today 2nd time and I opened the account september last year limit 2800, balance 1500.

So I clicked the button and the form popped up.

Should I fill out the information and requent the increase or not? My last iast increase was easy I just cicked it and the preapproved amount poped up , that was in Feb.

If I do it and I am declined, do you think they will CLD? considering my utilization that card and my overall utilization of about 50%

[DI]

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@MMart078 wrote:

So my Citi Luv buttom popped up today 2nd time and I opened the account september last year limit 2800, balance 1500.

So I clicked the button and the form popped up.

Should I fill out the information and requent the increase or not? My last iast increase was easy I just cicked it and the preapproved amount poped up , that was in Feb.

If I do it and I am declined, do you think they will CLD? considering my utilization that card and my overall utilization of about 50%

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No, do not fill out the form.  Others have stated it results in hard inquiry.  I've had my account since July 2009, and when the luv button appeared after six month, I didn't get an increase.  My credit line is $4000 with $0 balance.  The luv button didn't go away.  To this day the luv button still appears and I still only get the form.  Do no fill out the form. 

[MMart078]

Thanks DI!

[Anonymous]

Last week LUV button appeared on my account. This is my second time too. Just clicked and a message popped up   "...can't process your request online. Please call..."


I called, they asked for my income and my credit line was increased $2000


If you get a form, be carefully

[MMart078]

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@Anonymous wrote:

Last week LUV button appeared on my account. This is my second time too. Just clicked and a message popped up   "...can't process your request online. Please call..."


I called, they asked for my income and my credit line was increased $2000


If you get a form, be carefully

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what was your utilization?